JOB OFFERS

Which offer is actually worth more?

Salary is the number people compare and it is the least informative one on the page. Put both offers in and see real take-home, the match you would actually earn, and what it all buys in the state you would live in.

OFFER A
$ /mo
%
% of pay
OFFER B
$ /mo
%
% of pay
The same for both
% of pay
Held the same on both sides on purpose, so the difference you see comes from the offers rather than from two different sets of choices.
The answer
Compared onOffer AOffer BDifference
Headline pay base plus bonus
Take-home after tax and deductions
Total value take-home, your 401(k), the match
What it buys total value at local prices
What this does and does not count

Tax is computed the same way the paycheck calculator computes it, using 2026 federal brackets and the real income tax rules for all 51 jurisdictions, so the same salary priced on both pages agrees to the cent. The cost-of-living figure is the Bureau of Economic Analysis regional price parity for the state, where the US average is 100 — it is a state-wide average, and a city can sit well above or below its own state.

Not counted, because no calculator can know them: equity and how likely it is to be worth anything, vesting schedules, bonus targets that are not guaranteed, paid leave, the real cost of a commute, whether the health plan is good or merely cheap, and everything about the job that is not money. Treat the number as one input to the decision rather than the decision.

Common questions

Job Offer Comparison: questions people ask

How do I compare two job offers with different salaries?

Compare what each is worth after tax, after the employer's 401(k) match and health premiums, and after local prices, not the headline salary. A higher offer in a high-tax, high-cost state can be worth less than a lower one elsewhere. The comparison shows how much each of those changes the answer.

How is the employer match counted?

As money you actually receive, as long as you contribute enough to earn it. A 100% match on the first 4% of pay adds 4% of salary; a 50% match on 6% adds 3%. The page uses the contribution rate you set, so an unclaimed match is not counted. What total compensation is covers the rest of the package.

How is cost of living accounted for?

With the Bureau of Economic Analysis regional price parities for each state, which measure how far a dollar goes there against the national average. Take-home pay is converted into what it would buy at average US prices.

Keep reading
What Your Total Compensation Actually Is
The third of your pay that never appears on the offer letter.
Salaries by Job
What common jobs pay, in every state.
Cost of Living Calculator
What your salary is really worth in another state or county.