CHILD CARE · 42ND MOST EXPENSIVE OF 51

How much does child care cost in Kentucky?

What care costs for a preschooler and for two children, county by county, and how it compares with what families here earn.

The short answer

Full-time care for a 4-year-old costs about $6,991 a year in the typical county in Kentucky, or $583 a month, 13.1% less than the $8,040 for the typical county nationally. Care for a 4-year-old and an 8-year-old comes to about $13,871 a year. The cost of care for one preschooler is 9.7% of median family income in the typical county.

Affordability

Against what families earn.

The federal Department of Health and Human Services counts child care as affordable when it takes no more than 7% of family income. For one 4-year-old, 4 of Kentucky's 120 counties meet that at the median family income; nationally, 259 of 3,131 counties do. In the budget EPI draws up for two parents and two children, child care is 15.0% of the total in the typical county. In 3 counties, care for one preschooler costs more than the family's housing.

Build a budget with your own child care cost, or see the rest of what Kentucky costs.

Where it costs most

The county matters.

Care for a 4-year-old costs most in Gallatin County ($11,499), Pendleton County ($11,499) and Jefferson County ($11,189), and least in Whitley County ($4,935), Rowan County ($4,935) and Montgomery County ($4,935). Metro counties are priced at child care centers, other counties at home-based family child care.

Every county

All 120 counties.

Show the table
Adair County$5,087$424$10,2757.9%
Allen County$8,176$681$16,11810.7%
Anderson County$7,426$619$13,6508.6%
Ballard County$7,372$614$14,7448.9%
Barren County$6,029$502$12,6669.7%
Bath County$4,985$415$9,4177.2%
Bell County$5,037$420$10,07410.9%
Boone County$10,334$861$20,7229.1%
Bourbon County$10,173$848$20,40813.3%
Boyd County$6,517$543$13,0349.0%
Boyle County$7,961$663$15,19910.2%
Bracken County$6,865$572$14,1369.0%
Breathitt County$4,985$415$9,4179.1%
Breckinridge County$7,591$633$13,87110.7%
Bullitt County$8,023$669$15,2978.9%
Butler County$8,176$681$16,11812.2%
Caldwell County$7,310$609$14,6219.6%
Calloway County$7,006$584$14,6219.0%
Campbell County$10,334$861$20,7229.8%
Carlisle County$7,372$614$14,74410.3%
Carroll County$10,575$881$19,11014.3%
Carter County$6,865$572$14,13610.6%
Casey County$5,087$424$10,2759.7%
Christian County$6,129$511$12,6469.8%
Clark County$9,327$777$17,55311.0%
Clay County$4,985$415$10,07211.0%
Clinton County$5,087$424$10,2759.3%
Crittenden County$7,372$614$14,7449.7%
Cumberland County$5,087$424$10,2759.3%
Daviess County$6,975$581$14,3378.4%
Edmonson County$8,176$681$16,11812.1%
Elliott County$4,985$415$9,41710.2%
Estill County$9,455$788$17,26416.0%
Fayette County$9,481$790$17,8389.9%
Fleming County$4,985$415$9,4177.9%
Floyd County$4,985$415$9,4178.8%
Franklin County$6,006$501$11,7237.0%
Fulton County$7,310$609$14,62114.9%
Gallatin County$11,499$958$22,82617.1%
Garrard County$9,455$788$17,26413.4%
Grant County$10,984$915$21,82713.9%
Graves County$7,006$584$14,62111.2%
Grayson County$7,591$633$13,87111.6%
Green County$5,087$424$10,2759.0%
Greenup County$6,517$543$13,0348.9%
Hancock County$8,176$681$16,11810.4%
Hardin County$7,820$652$14,8919.4%
Harlan County$4,935$411$9,9729.6%
Harrison County$10,575$881$19,11013.5%
Hart County$6,389$532$12,77910.0%
Henderson County$6,975$581$14,3379.3%
Henry County$8,441$703$16,08110.8%
Hickman County$7,372$614$14,7449.0%
Hopkins County$7,310$609$14,62110.5%
Jackson County$4,985$415$10,0729.3%
Jefferson County$11,189$932$21,68412.7%
Jessamine County$9,327$777$17,55310.1%
Johnson County$4,985$415$9,4178.6%
Kenton County$10,334$861$20,72210.3%
Knott County$4,985$415$9,41710.6%
Knox County$4,935$411$9,97211.4%
Larue County$9,049$754$16,69011.7%
Laurel County$4,935$411$9,9727.4%
Lawrence County$4,985$415$9,4177.8%
Lee County$4,985$415$9,41711.7%
Leslie County$4,985$415$9,4178.9%
Letcher County$4,985$415$9,4179.1%
Lewis County$4,985$415$9,4178.6%
Lincoln County$9,455$788$17,26415.6%
Livingston County$7,372$614$14,74410.0%
Logan County$6,389$532$12,7798.4%
Lyon County$7,372$614$14,7448.8%
Madison County$7,961$663$15,1999.9%
Magoffin County$4,985$415$9,41712.7%
Marion County$7,591$633$13,87111.1%
Marshall County$7,372$614$14,7449.5%
Martin County$4,985$415$9,41710.0%
Mason County$5,037$420$9,4227.6%
McCracken County$7,006$584$14,6218.4%
McCreary County$5,087$424$10,27512.2%
McLean County$8,176$681$16,1189.0%
Meade County$9,049$754$16,69011.3%
Menifee County$4,985$415$9,4179.2%
Mercer County$9,381$782$17,12511.1%
Metcalfe County$6,389$532$12,77911.1%
Monroe County$6,389$532$12,77910.2%
Montgomery County$4,935$411$9,3206.7%
Morgan County$4,985$415$9,4178.4%
Muhlenberg County$7,310$609$14,62110.4%
Nelson County$7,527$627$13,7519.3%
Nicholas County$10,656$888$19,24015.6%
Ohio County$6,389$532$12,77910.7%
Oldham County$8,023$669$15,2975.9%
Owen County$10,656$888$19,24013.5%
Owsley County$4,985$415$9,41711.8%
Pendleton County$11,499$958$22,82614.5%
Perry County$5,087$424$9,5199.5%
Pike County$5,087$424$9,5198.7%
Powell County$9,381$782$17,12513.2%
Pulaski County$5,212$434$9,8448.3%
Robertson County$4,985$415$9,4178.7%
Rockcastle County$4,985$415$10,0728.0%
Rowan County$4,935$411$9,3206.8%
Russell County$5,087$424$10,2757.6%
Scott County$10,984$915$21,82711.0%
Shelby County$8,023$669$15,2978.2%
Simpson County$6,333$528$12,6668.8%
Spencer County$8,441$703$16,0817.6%
Taylor County$5,212$434$9,8446.6%
Todd County$7,372$614$14,74410.4%
Trigg County$7,302$609$14,37010.5%
Trimble County$7,490$624$13,7709.8%
Union County$6,333$528$12,6668.9%
Warren County$6,975$581$14,3378.5%
Washington County$7,591$633$13,8719.2%
Wayne County$5,037$420$10,1768.7%
Webster County$6,389$532$12,7799.6%
Whitley County$4,935$411$9,9729.2%
Wolfe County$4,985$415$9,41714.2%
Woodford County$8,023$669$15,2977.8%

Click a column to sort it. The share compares care for one 4-year-old with the county's median family income. A dash means EPI publishes no income figure for that county.

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More about Kentucky

Cost of living · Income tax · Child care costs

Metro areasLouisville, KY

Run the numbersTake-home pay in Kentucky · What a salary is worth in Kentucky · How much rent you can afford · What a car costs in Kentucky

Where this comes from
Child care costs
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county. EPI builds them mainly from the Department of Labor's National Database of Childcare Prices.
What is priced
One child is a 4-year-old in full-time care. Two children add an 8-year-old in before- and after-school care for nine months and full-time care for two summer months.
Affordability
HHS's 7% of family income benchmark, from its 2016 Child Care and Development Fund rule. Counties count once each; figures are medians across them.
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