Rent, home values, family budgets, pay and taxes for the Baltimore metro area, county by county.
Across the 7 counties in the metro with their own Zillow home value, the median typical home is worth $498,011. Values changed +0.9% over the past year and +16.5% over five years at the median county. A typical home costs 3.56 years of median family income at the median county.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $3,869 a month with tax, insurance and mortgage insurance, which takes $165,827 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 1 of the 7 counties, against 44.9% of counties nationally. Try it with your own income.
The most expensive counties in the metro are Howard County ($639,961), Queen Anne's County ($530,985) and Anne Arundel County ($509,641); the least expensive are Baltimore city ($186,140), Baltimore County ($365,669) and Harford County ($423,476).
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $58,229 a year for one adult and $131,848 for two adults and two children, of which $27,631 is childcare, against national averages of $47,367 and $101,771. Median family income is $131,355 in the median county.
Prices across Maryland as a whole run 5.0% above the national average and rents 21.1% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $59,510 a year. Maryland's top income tax rate on wages is 6.5%. These are statewide figures, not measured for the metro itself. The metro lies within Maryland. Compare a salary with another state or work out take-home pay.
| Anne Arundel County | $509,641 | +0.9% | $2,341 | $141,201 | $144,046 |
| Baltimore city | $186,140 | −3.0% | $1,803 | $73,681 | $113,700 |
| Baltimore County | $365,669 | +0.8% | $1,727 | $113,535 | $131,848 |
| Carroll County | $498,011 | +1.1% | $1,813 | $139,997 | $128,361 |
| Harford County | $423,476 | +1.0% | $1,897 | $131,355 | $133,492 |
| Howard County | $639,961 | +0.2% | $2,396 | $174,263 | $164,991 |
| Queen Anne's County | $530,985 | +2.0% | $2,228 | $130,657 | $127,605 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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Cost of living · Income tax · Child care costs
Metro areasBaltimore, MD
Run the numbersTake-home pay in Maryland · What a salary is worth in Maryland · How much rent you can afford · What a car costs in Maryland
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