METRO AREA · 72ND LARGEST

Cost of living in Columbia, SC

Rent, home values, family budgets, pay and taxes for the Columbia metro area, county by county.

The short answer: Typical rent in the Columbia metro area is $1,562 a month, +1.6% on a year earlier. A typical home in its median county is worth $231,603. A modest budget for two adults and two children runs $97,474 a year in the median county.
Housing

What a home costs in the Columbia area.

Across the 6 counties in the metro with their own Zillow home value, the median typical home is worth $231,603. Values changed +2.4% over the past year and +22.6% over five years at the median county. A typical home costs 2.98 years of median family income at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $1,875 a month with tax, insurance and mortgage insurance, which takes $80,367 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 1 of the 6 counties, against 44.9% of counties nationally. Try it with your own income.

The most expensive counties in the metro are Lexington County ($274,819), Kershaw County ($259,845) and Richland County ($245,186); the least expensive are Fairfield County ($188,084), Calhoun County ($209,975) and Saluda County ($218,019).

What a household needs

A modest budget in the Columbia area.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $47,454 a year for one adult and $97,474 for two adults and two children, of which $15,883 is childcare, against national averages of $47,367 and $101,771. Median family income is $77,325 in the median county.

Prices, pay and taxes

The state picture.

Prices across South Carolina as a whole run 6.3% below the national average and rents 19.5% below the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $46,490 a year. South Carolina's top income tax rate on wages is 5.21%. These are statewide figures, not measured for the metro itself. The metro lies within South Carolina. Compare a salary with another state or work out take-home pay.

Every county in the metro

All 6 counties.

Calhoun County$209,975+3.5%—$76,938$97,860
Fairfield County$188,084+2.1%$1,906$65,224$97,087
Kershaw County$259,845+2.9%$1,927$77,712$92,311
Lexington County$274,819+1.4%$1,689$89,968$105,752
Richland County$245,186+1.2%$1,510$84,362$105,508
Saluda County$218,019+2.6%—$66,953$94,442

A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.

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See every state and metro side by side

More about South Carolina

Cost of living · Income tax · Child care costs

Metro areasGreenville, SC · Columbia, SC · Charleston, SC

Run the numbersTake-home pay in South Carolina · What a salary is worth in South Carolina · How much rent you can afford · What a car costs in South Carolina

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Where this comes from
Rent and home values
Zillow Observed Rent Index for the metro and Zillow Home Value Index by county, July 2026; changes compare the same month one and five years earlier.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
State figures
BEA Regional Price Parities 2024; BLS OEWS May 2025; 2026 state income tax tables.
Mortgage assumptions
Freddie Mac 30-year average of 7.03% on September 24, 2026; 10% down, 1.1% property tax, $1,700 a year of insurance, 0.75% mortgage insurance.
Keep reading
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