Rent, home values, family budgets, pay and taxes for the Rochester metro area, county by county.
Across the 6 counties in the metro with their own Zillow home value, the median typical home is worth $275,880. Values changed +5.3% over the past year and +36.2% over five years at the median county. A typical home costs 2.83 years of median family income at the median county.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,207 a month with tax, insurance and mortgage insurance, which takes $94,570 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 3 of the 6 counties, against 44.9% of counties nationally. Try it with your own income.
The most expensive counties in the metro are Ontario County ($331,802), Yates County ($327,019) and Monroe County ($295,138); the least expensive are Orleans County ($207,441), Livingston County ($250,099) and Wayne County ($256,621).
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $50,878 a year for one adult and $120,491 for two adults and two children, of which $23,968 is childcare, against national averages of $47,367 and $101,771. Median family income is $94,283 in the median county.
Prices across New York as a whole run 7.9% above the national average and rents 22.2% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $59,670 a year. New York's top income tax rate on wages is 10.9%. These are statewide figures, not measured for the metro itself. The metro lies within New York. Compare a salary with another state or work out take-home pay.
| Livingston County | $250,099 | +4.1% | $1,682 | $93,602 | $120,677 |
| Monroe County | $295,138 | +4.5% | $1,548 | $99,834 | $130,609 |
| Ontario County | $331,802 | +6.2% | $1,808 | $100,623 | $134,189 |
| Orleans County | $207,441 | +8.2% | — | $83,039 | $112,731 |
| Wayne County | $256,621 | +6.0% | $1,232 | $94,964 | $120,304 |
| Yates County | $327,019 | +4.0% | — | $82,228 | $120,014 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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