Rent, home values, family budgets, pay and taxes for the Lakeland metro area.
Zillow's typical home value here is $298,059. Values changed −2.7% over the past year and +20.3% over five years. A typical home costs 4.10 years of median family income.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,373 a month with tax, insurance and mortgage insurance, which takes $101,685 a year of income under the usual 28% guideline. The median family's income falls short of that. Try it with your own income.
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. Here, that comes to $48,980 a year for one adult and $97,768 for two adults and two children, of which $15,208 is childcare, against national averages of $47,367 and $101,771. Median family income is $72,682.
Prices across Florida as a whole run 3.4% above the national average and rents 22.1% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $47,880 a year. Florida has no state income tax on wages. These are statewide figures, not measured for the metro itself. The metro lies within Florida. Compare a salary with another state or work out take-home pay.
| Polk County | $298,059 | −2.7% | $1,847 | $72,682 | $97,768 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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