Rent, home values, family budgets, pay and taxes for the Springfield metro area, county by county.
Across the 3 counties in the metro with their own Zillow home value, the median typical home is worth $377,417. Values changed +2.2% over the past year and +27.7% over five years at the median county. A typical home costs 3.95 years of median family income at the median county.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,967 a month with tax, insurance and mortgage insurance, which takes $127,142 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in none of the 3 counties, against 44.9% of counties nationally. Try it with your own income.
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $52,147 a year for one adult and $127,214 for two adults and two children, of which $26,329 is childcare, against national averages of $47,367 and $101,771. Median family income is $96,152 in the median county.
Prices across Massachusetts as a whole run 5.8% above the national average and rents 28.1% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $63,590 a year. Massachusetts's top income tax rate on wages is 9%. These are statewide figures, not measured for the metro itself. The metro lies within Massachusetts. Compare a salary with another state or work out take-home pay.
| Franklin County | $377,417 | +1.5% | $1,857 | $96,152 | $127,214 |
| Hampden County | $357,811 | +3.9% | $1,793 | $89,744 | $119,347 |
| Hampshire County | $459,000 | +2.2% | $2,236 | $116,070 | $132,871 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
New York, NY · Los Angeles, CA · Chicago, IL · Dallas, TX · Houston, TX · Washington, DC · Philadelphia, PA · Miami, FL · Atlanta, GA · Boston, MA · Phoenix, AZ · San Francisco, CA · Riverside, CA · Detroit, MI · Seattle, WA · Minneapolis, MN · San Diego, CA · Tampa, FL · Denver, CO · Baltimore, MD · St. Louis, MO · Orlando, FL · Charlotte, NC · San Antonio, TX · Portland, OR · Sacramento, CA · Pittsburgh, PA · Cincinnati, OH · Austin, TX · Las Vegas, NV · Kansas City, MO · Columbus, OH · Indianapolis, IN · Cleveland, OH · San Jose, CA · Nashville, TN · Virginia Beach, VA · Providence, RI · Jacksonville, FL · Milwaukee, WI · Oklahoma City, OK · Raleigh, NC · Memphis, TN · Richmond, VA · Louisville, KY · New Orleans, LA · Salt Lake City, UT · Hartford, CT · Buffalo, NY · Birmingham, AL · Rochester, NY · Grand Rapids, MI · Tucson, AZ · Honolulu, HI · Tulsa, OK · Fresno, CA · Worcester, MA · Omaha, NE · Bridgeport, CT · Greenville, SC · Albuquerque, NM · Bakersfield, CA · Albany, NY · Knoxville, TN · Baton Rouge, LA · McAllen, TX · New Haven, CT · El Paso, TX · Allentown, PA · Oxnard, CA · Columbia, SC · North Port, FL · Dayton, OH · Charleston, SC · Greensboro, NC · Stockton, CA · Cape Coral, FL · Boise, ID · Colorado Springs, CO · Little Rock, AR · Lakeland, FL · Akron, OH · Des Moines, IA · Springfield, MA · Poughkeepsie, NY · Ogden, UT · Madison, WI · Winston-Salem, NC · Deltona, FL · Syracuse, NY · Provo, UT · Toledo, OH · Wichita, KS · Durham, NC · Augusta, GA · Palm Bay, FL · Jackson, MS · Harrisburg, PA · Spokane, WA · Scranton, PA
Cost of living · Income tax · Child care costs
Metro areasBoston, MA · Worcester, MA · Springfield, MA
Run the numbersTake-home pay in Massachusetts · What a salary is worth in Massachusetts · How much rent you can afford · What a car costs in Massachusetts
Writing about the Springfield area? Paste this code into your page for a small card with the figures above, which update when the site's data does. It has no tracking and no cookies.