Rent, home values, family budgets, pay and taxes for the Dayton metro area, county by county.
Across the 3 counties in the metro with their own Zillow home value, the median typical home is worth $273,072. Values changed +3.3% over the past year and +31.1% over five years at the median county. A typical home costs 2.71 years of median family income at the median county.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,186 a month with tax, insurance and mortgage insurance, which takes $93,669 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 3 of the 3 counties, against 44.9% of counties nationally. Try it with your own income.
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $42,683 a year for one adult and $101,049 for two adults and two children, of which $23,238 is childcare, against national averages of $47,367 and $101,771. Median family income is $95,196 in the median county.
Prices across Ohio as a whole run 7.2% below the national average and rents 27.0% below the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $49,380 a year. Ohio's top income tax rate on wages is 2.75%. These are statewide figures, not measured for the metro itself. The metro lies within Ohio. Compare a salary with another state or work out take-home pay.
| Greene County | $305,685 | +3.3% | $1,667 | $112,813 | $106,316 |
| Miami County | $273,072 | +2.9% | $1,451 | $95,196 | $92,817 |
| Montgomery County | $204,465 | +3.4% | $1,299 | $84,813 | $101,049 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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