Rent, home values, family budgets, pay and taxes for the New York metro area, county by county.
Across the 23 counties in the metro with their own Zillow home value, the median typical home is worth $672,427. Values changed +4.1% over the past year and +31.5% over five years at the median county. A typical home costs 5.28 years of median family income at the median county.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $5,175 a month with tax, insurance and mortgage insurance, which takes $221,777 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in none of the 23 counties, against 44.9% of counties nationally. Try it with your own income.
The most expensive counties in the metro are New York County, NY ($1,254,053), Kings County, NY ($971,639) and Westchester County, NY ($886,668); the least expensive are Pike County, PA ($305,946), Sussex County, NJ ($451,801) and Bronx County, NY ($502,648).
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $66,697 a year for one adult and $144,085 for two adults and two children, of which $28,521 is childcare, against national averages of $47,367 and $101,771. Median family income is $130,331 in the median county.
Prices across New York as a whole run 7.9% above the national average and rents 22.2% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $59,670 a year. New York's top income tax rate on wages is 10.9%. These are statewide figures, not measured for the metro itself. The metro spans parts of New Jersey, New York and Pennsylvania. Compare a salary with another state or work out take-home pay.
| Bergen County, NJ | $793,874 | +6.2% | $2,953 | $150,475 | $142,498 |
| Bronx County, NY | $502,648 | +5.6% | $2,794 | $59,322 | $144,085 |
| Essex County, NJ | $669,040 | +3.5% | $2,288 | $101,256 | $133,032 |
| Hudson County, NJ | $651,621 | +0.8% | $3,093 | $99,378 | $132,961 |
| Hunterdon County, NJ | $645,030 | +3.1% | $2,514 | $166,462 | $141,836 |
| Kings County, NY | $971,639 | +4.6% | $3,860 | $87,226 | $161,667 |
| Middlesex County, NJ | $591,891 | +2.8% | $2,549 | $130,331 | $138,797 |
| Monmouth County, NJ | $790,755 | +5.4% | $2,935 | $155,779 | $139,947 |
| Morris County, NJ | $717,949 | +3.7% | $2,877 | $168,431 | $155,473 |
| Nassau County, NY | $859,466 | +5.1% | $3,655 | $165,692 | $173,868 |
| New York County, NY | $1,254,053 | +2.6% | $4,846 | $142,014 | $182,886 |
| Ocean County, NJ | $552,498 | +4.7% | $2,702 | $108,905 | $136,514 |
| Passaic County, NJ | $605,390 | +4.6% | $2,296 | $100,792 | $131,875 |
| Pike County, PA | $305,946 | +3.6% | $2,216 | $92,712 | $120,838 |
| Putnam County, NY | $580,602 | +5.6% | $2,867 | $144,954 | $182,646 |
| Queens County, NY | $751,364 | +4.5% | $3,284 | $96,052 | $167,976 |
| Richmond County, NY | $732,730 | +5.3% | $2,623 | $117,811 | $168,440 |
| Rockland County, NY | $767,885 | +4.1% | $2,971 | $130,026 | $180,355 |
| Somerset County, NJ | $672,427 | +2.1% | $2,734 | $167,353 | $148,235 |
| Suffolk County, NY | $723,980 | +3.3% | $3,303 | $147,792 | $176,193 |
| Sussex County, NJ | $451,801 | +3.0% | $2,144 | $134,187 | $141,177 |
| Union County, NJ | $636,731 | +1.6% | $2,535 | $120,310 | $140,011 |
| Westchester County, NY | $886,668 | +6.4% | $3,183 | $153,491 | $183,025 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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