Rent, home values, family budgets, pay and taxes for the San Jose metro area, county by county.
Across the 2 counties in the metro with their own Zillow home value, the median typical home is worth $1,186,338. Values changed −0.7% over the past year and +9.3% over five years at the median county. A typical home costs 7.65 years of median family income at the median county.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $9,021 a month with tax, insurance and mortgage insurance, which takes $386,633 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in none of the 2 counties, against 44.9% of counties nationally. Try it with your own income.
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $86,926 a year for one adult and $211,869 for two adults and two children, of which $43,413 is childcare, against national averages of $47,367 and $101,771. Median family income is $150,316 in the median county.
Prices across California as a whole run 10.7% above the national average and rents 54.3% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $58,240 a year. California's top income tax rate on wages is 13.3%. These are statewide figures, not measured for the metro itself. The metro lies within California. Compare a salary with another state or work out take-home pay.
| San Benito County | $774,114 | −1.3% | $2,803 | $118,578 | $203,333 |
| Santa Clara County | $1,598,562 | −0.1% | $3,787 | $182,053 | $220,405 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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