CALIFORNIA · 1ST OF 51

Cost of living in California

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in California run 10.7% above the national average, 1st most expensive of the 50 states and DC. Rents run 54.3% above the national average. The median worker earns $58,240 a year. A typical home in the median California county is worth $503,136.
Prices

How far a dollar goes in California.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. California scores 110.7 overall, so a $75,000 salary at average US prices buys what $83,040 buys here. Compare any salary with another state.

Price levelCalifornia (US = 100)Rank, most expensive first
Everything110.71st of 51
Rents154.32nd of 51
Goods106.1—
Other services102.6—

Home electricity averaged 31.97 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $5.68 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 18,213,700 jobs the Bureau of Labor Statistics counts in California, the median pay is $58,240 a year, or $28.00 an hour; that ranks 10th of the 50 states and DC. One worker in ten earns less than $35,950 and one in ten more than $159,080.

California taxes wages in brackets, with a top rate of 13.3% (using its 2025 tables, the latest the site has). The brackets in California. A single filer on the median $58,240, with no retirement or health deductions, takes home about $46,933 a year, or $1,805 every two weeks, after $4,809 of federal income tax, $4,455 of Social Security and Medicare and $2,043 of state income tax. Work out your own paycheck in California.

$58,240
median pay, all jobs
$28.00
median hourly pay
$46,933
take-home on the median, single filer
13.3%
top state income tax rate
Jobs

The most common jobs in California.

The five occupations employing the most people, with their median annual pay:

Of the 20 largest occupations, the best paid are software developers ($174,410), registered nurses ($140,270), general and operations managers ($124,390). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 58 California counties with their own Zillow home value, the median typical home is worth $503,136, and across the 50 with their own rent figure the median typical rent is $2,452 a month. A typical home costs 5.16 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $3,908 a month with tax, insurance and mortgage insurance, which takes $167,471 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 0.0% of California's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed −0.1% over the past year and +7.3% over five years, and rents +3.0% over the past year.

The most expensive California counties are Santa Clara County ($1,598,562), San Mateo County ($1,596,366) and Marin County ($1,495,814); the least expensive are Modoc County ($197,967), Lassen County ($236,910) and Trinity County ($255,104).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median California county, that comes to $58,396 a year for one adult and $137,151 for two adults and two children, of which $23,506 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $93,991.

Two adults, two childrenPer year, median countyPer month
Housing$18,965$1,580
Food$13,218$1,102
Transportation$20,248$1,687
Healthcare$22,016$1,835
Childcare$23,506$1,959
Other necessities$10,089$841
Taxes$24,608$2,051

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 664 colleges in California, 180 of them public. The median public college reports a cost of attendance of $17,696 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $41,472. Compare degrees and schools.

Every county

All 58 counties.

Show the table
Alameda County$1,062,132−2.3%$2,937$155,116$203,506
Alpine County$513,891−2.0%—$119,659$138,401
Amador County$423,490−1.0%$1,935$101,722$134,270
Butte County$401,873+0.3%$1,527$90,047$120,169
Calaveras County$441,854−2.9%$2,196$93,976$146,357
Colusa County$378,127+0.6%—$89,214$132,953
Contra Costa County$781,899−1.8%$2,915$146,002$202,596
Del Norte County$365,333−0.4%$1,975$84,188$128,632
El Dorado County$662,307−0.1%$2,482$128,943$145,166
Fresno County$409,814+1.0%$2,062$81,068$108,044
Glenn County$363,196+4.1%$1,378$81,208$123,714
Humboldt County$423,013−2.3%$1,619$83,309$135,813
Imperial County$385,952+5.8%$1,682$64,569$102,705
Inyo County$533,690+5.1%—$89,948$134,770
Kern County$364,981−0.3%$1,803$75,186$99,486
Kings County$367,819+2.9%$2,005$74,578$101,006
Lake County$308,951−1.9%$1,740$80,539$133,123
Lassen County$236,910+1.4%$1,014$78,028$132,730
Los Angeles County$885,635+0.4%$2,815$98,839$143,972
Madera County$426,495+1.7%$2,147$82,186$108,990
Marin County$1,495,814+3.8%$3,831$190,681$234,720
Mariposa County$401,223−0.9%—$82,228$125,928
Mendocino County$492,380−0.4%$1,924$81,500$139,275
Merced County$419,758−1.0%$2,075$73,010$110,151
Modoc County$197,967+4.1%—$62,857$126,649
Mono County$764,272+2.3%$2,925$109,698$158,616
Monterey County$852,464+0.3%$2,834$100,520$155,956
Napa County$882,200−2.5%$2,873$129,463$175,874
Nevada County$622,930+0.1%$2,740$106,554$156,541
Orange County$1,190,239+2.2%$3,220$128,689$167,227
Placer County$693,033+0.4%$2,601$137,395$153,286
Plumas County$372,124−0.7%—$88,167$137,263
Riverside County$610,513−0.6%$2,605$100,461$129,104
Sacramento County$530,397−1.4%$2,189$103,270$148,262
San Benito County$774,114−1.3%$2,803$118,578$203,333
San Bernardino County$553,673+0.3%$2,497$89,923$121,330
San Diego County$934,1690.0%$3,008$118,115$162,121
San Francisco County$1,416,641+11.6%$4,539$165,603$220,468
San Joaquin County$527,766−3.0%$2,467$98,914$117,079
San Luis Obispo County$906,846+1.5%$2,882$116,900$171,180
San Mateo County$1,596,366+2.5%$3,867$184,583$245,257
Santa Barbara County$1,003,268+3.4%$3,258$108,953$166,646
Santa Clara County$1,598,562−0.1%$3,787$182,053$220,405
Santa Cruz County$1,158,616+3.9%$3,539$131,966$204,846
Shasta County$377,855−0.4%$1,688$91,000$137,017
Sierra County$335,302−0.2%—$73,529$144,547
Siskiyou County$287,007−1.6%$1,700$71,583$127,832
Solano County$577,335−1.8%$2,437$113,873$142,189
Sonoma County$791,825−0.9%$2,700$124,032$166,825
Stanislaus County$467,986−0.5%$2,046$89,051$109,910
Sutter County$441,035+0.5%$2,033$88,263$128,640
Tehama County$325,205+3.1%$1,566$77,022$128,256
Trinity County$255,104−2.4%—$73,582$131,057
Tulare County$365,399+1.1%$1,784$71,096$104,403
Tuolumne County$395,230−1.6%$1,465$94,005$137,039
Ventura County$883,335+0.2%$2,964$122,868$188,150
Yolo County$620,245−1.2%$2,468$118,018$157,370
Yuba County$421,931−1.7%$2,020$82,918$112,269

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in California.

Los Angeles, CA (typical rent $2,944), San Francisco, CA (typical rent $3,372), Riverside, CA (typical rent $2,547), San Diego, CA (typical rent $3,008), Sacramento, CA (typical rent $2,296), San Jose, CA (typical rent $3,782), Fresno, CA (typical rent $2,062), Bakersfield, CA (typical rent $1,803), Oxnard, CA (typical rent $2,964), Stockton, CA (typical rent $2,467).

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More about California

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in California · What a salary is worth in California · How much rent you can afford · What a car costs in California

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across California's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
What your salary is really worth in another state or county.
Home Affordability Calculator
The most house your income and debts support, and what it costs monthly.
Paycheck Calculator
Take-home pay after federal, state and FICA withholding.