ARIZONA · 17TH OF 51

Cost of living in Arizona

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in Arizona run 0.7% above the national average, 17th most expensive of the 50 states and DC. Rents run 6.8% above the national average. The median worker earns $50,060 a year. A typical home in the median Arizona county is worth $340,858.
Prices

How far a dollar goes in Arizona.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. Arizona scores 100.7 overall, so a $75,000 salary at average US prices buys what $75,508 buys here. Compare any salary with another state.

Price levelArizona (US = 100)Rank, most expensive first
Everything100.717th of 51
Rents106.816th of 51
Goods95.4—
Other services102.8—

Home electricity averaged 14.91 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $4.52 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 3,239,430 jobs the Bureau of Labor Statistics counts in Arizona, the median pay is $50,060 a year, or $24.07 an hour; that ranks 25th of the 50 states and DC. One worker in ten earns less than $34,190 and one in ten more than $120,180.

Arizona taxes wages at a flat 2.5%. The brackets in Arizona. A single filer on the median $50,060, with no retirement or health deductions, takes home about $41,152 a year, or $1,583 every two weeks, after $3,827 of federal income tax, $3,830 of Social Security and Medicare and $1,252 of state income tax. Work out your own paycheck in Arizona.

$50,060
median pay, all jobs
$24.07
median hourly pay
$41,152
take-home on the median, single filer
2.5%
flat state income tax
Jobs

The most common jobs in Arizona.

The five occupations employing the most people, with their median annual pay:

Of the 20 largest occupations, the best paid are software developers ($129,690), registered nurses ($99,500), general and operations managers ($94,800). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 15 Arizona counties with their own Zillow home value, the median typical home is worth $340,858, and across the 10 with their own rent figure the median typical rent is $1,672 a month. A typical home costs 4.56 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,693 a month with tax, insurance and mortgage insurance, which takes $115,414 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 6.7% of Arizona's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed −0.1% over the past year and +18.0% over five years, and rents +1.1% over the past year.

The most expensive Arizona counties are Coconino County ($628,806), Yavapai County ($502,362) and Maricopa County ($460,237); the least expensive are Greenlee County ($163,856), Cochise County ($263,785) and La Paz County ($273,882).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median Arizona county, that comes to $50,343 a year for one adult and $110,772 for two adults and two children, of which $20,531 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $75,087.

Two adults, two childrenPer year, median countyPer month
Housing$16,476$1,373
Food$11,683$974
Transportation$18,888$1,574
Healthcare$19,748$1,646
Childcare$20,531$1,711
Other necessities$8,724$727
Taxes$15,309$1,276

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 129 colleges in Arizona, 44 of them public. The median public college reports a cost of attendance of $18,037 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $40,059. Compare degrees and schools.

Every county

All 15 counties.

Hide the table
Apache County$319,265+0.6%—$49,277$112,535
Cochise County$263,785−0.1%$1,323$75,734$103,687
Coconino County$628,806−0.4%$2,218$88,944$129,078
Gila County$390,089−0.8%$1,867$70,477$105,062
Graham County$308,629+3.5%—$75,087$110,696
Greenlee County$163,856−12.4%—$81,818$110,643
La Paz County$273,882+0.2%—$61,713$113,145
Maricopa County$460,237−1.3%$1,719$100,929$121,133
Mohave County$352,358+2.1%$1,549$67,820$110,732
Navajo County$398,903+0.7%$1,624$62,061$115,647
Pima County$340,858−2.0%$1,483$87,639$103,680
Pinal County$363,614−2.4%$1,829$86,967$112,981
Santa Cruz County$280,907+0.4%—$61,151$96,774
Yavapai County$502,362−0.1%$1,869$82,717$124,719
Yuma County$279,841+0.9%$1,493$67,312$110,772

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in Arizona.

Phoenix, AZ (typical rent $1,727), Tucson, AZ (typical rent $1,483).

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More about Arizona

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in Arizona · What a salary is worth in Arizona · How much rent you can afford · What a car costs in Arizona

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across Arizona's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
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Home Affordability Calculator
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Paycheck Calculator
Take-home pay after federal, state and FICA withholding.