NORTH DAKOTA · 44TH OF 51

Cost of living in North Dakota

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in North Dakota run 11.0% below the national average, 44th most expensive of the 50 states and DC. Rents run 28.6% below the national average. The median worker earns $52,480 a year. A typical home in the median North Dakota county is worth $197,992.
Prices

How far a dollar goes in North Dakota.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. North Dakota scores 89.0 overall, so a $75,000 salary at average US prices buys what $66,719 buys here. Compare any salary with another state.

Price levelNorth Dakota (US = 100)Rank, most expensive first
Everything89.044th of 51
Rents71.439th of 51
Goods95.7—
Other services91.2—

Home electricity averaged 11.51 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $3.97 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 429,430 jobs the Bureau of Labor Statistics counts in North Dakota, the median pay is $52,480 a year, or $25.23 an hour; that ranks 18th of the 50 states and DC. One worker in ten earns less than $31,330 and one in ten more than $103,160.

North Dakota taxes wages in brackets, with a top rate of 2.5% (using its 2025 tables, the latest the site has). The brackets in North Dakota. A single filer on the median $52,480, with no retirement or health deductions, takes home about $44,270 a year, or $1,703 every two weeks, after $4,118 of federal income tax, $4,015 of Social Security and Medicare and $78 of state income tax. Work out your own paycheck in North Dakota.

$52,480
median pay, all jobs
$25.23
median hourly pay
$44,270
take-home on the median, single filer
2.5%
top state income tax rate
Jobs

The most common jobs in North Dakota.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Heavy and Tractor-Trailer Truck Drivers11,870$60,910
Fast Food and Counter Workers11,470$30,080
Registered Nurses11,340$80,730
Retail Salespersons11,320$36,040
General and Operations Managers11,150$98,170

Of the 20 largest occupations, the best paid are general and operations managers ($98,170), registered nurses ($80,730), accountants and auditors ($75,730). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 43 North Dakota counties with their own Zillow home value, the median typical home is worth $197,992, and across the 11 with their own rent figure the median typical rent is $1,212 a month. A typical home costs 2.06 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $1,624 a month with tax, insurance and mortgage insurance, which takes $69,585 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 83.7% of North Dakota's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed +6.5% over the past year and +12.8% over five years, and rents +3.6% over the past year.

The most expensive North Dakota counties are Dunn County ($376,976), Burleigh County ($375,562) and McKenzie County ($374,327); the least expensive are Eddy County ($109,577), Sheridan County ($115,209) and Towner County ($119,177).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median North Dakota county, that comes to $45,536 a year for one adult and $99,499 for two adults and two children, of which $18,051 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $97,283.

Two adults, two childrenPer year, median countyPer month
Housing$11,136$928
Food$11,849$987
Transportation$21,933$1,828
Healthcare$18,804$1,567
Childcare$18,051$1,504
Other necessities$7,292$608
Taxes$10,580$882

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 26 colleges in North Dakota, 14 of them public. The median public college reports a cost of attendance of $17,998 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $44,017. Compare degrees and schools.

Every county

All 53 counties.

Show the table
Adams County$142,658+2.2%—$103,365$100,204
Barnes County$200,403+6.5%—$95,231$96,483
Benson County$146,322+3.2%—$72,933$97,145
Billings County———$97,891$105,448
Bottineau County$213,484+10.4%—$103,190$101,348
Bowman County$189,702+7.7%—$98,750$103,632
Burke County$133,460−0.3%—$117,171$104,609
Burleigh County$375,562+5.3%$1,353$113,220$98,403
Cass County$341,064+3.8%$1,105$109,357$94,976
Cavalier County$166,637+11.9%—$97,431$98,954
Dickey County$181,596+13.5%—$90,670$98,265
Divide County———$112,717$117,952
Dunn County$376,976+12.2%—$127,656$106,168
Eddy County$109,577−3.9%—$83,587$95,461
Emmons County$157,228+14.2%—$91,452$99,316
Foster County$186,999+7.7%—$112,837$98,086
Golden Valley County$183,320+4.1%—$95,750$101,913
Grand Forks County$298,680+7.6%$1,182$97,849$96,885
Grant County———$82,361$100,424
Griggs County$131,831−8.5%—$92,500$97,754
Hettinger County$150,571+28.6%—$97,125$103,070
Kidder County$203,154+4.4%—$82,600$100,248
LaMoure County$141,215−3.4%—$97,283$98,609
Logan County———$74,453$102,386
McHenry County$156,503+4.7%—$97,155$102,423
McIntosh County———$79,423$97,428
McKenzie County$374,327+6.9%$1,321$113,550$112,034
McLean County$226,405+5.0%—$104,509$99,576
Mercer County$242,358+4.9%—$102,879$104,617
Morton County$329,002+6.5%$1,364$108,167$102,288
Mountrail County$229,355+6.9%$1,207$97,837$99,454
Nelson County$156,665+8.9%—$97,708$97,109
Oliver County$257,452+7.3%—$97,917$96,976
Pembina County$144,636+8.4%—$90,717$100,421
Pierce County———$94,375$97,170
Ramsey County$232,535+7.5%—$92,933$93,458
Ransom County$197,992+7.8%—$96,250$99,499
Renville County$191,418+10.6%—$86,111$104,784
Richland County$233,047+4.9%$876$101,910$96,362
Rolette County———$65,508$97,184
Sargent County$200,461+3.2%—$97,000$100,681
Sheridan County$115,209−11.1%—$92,500$100,342
Sioux County———$42,500$96,829
Slope County———$79,250$104,856
Stark County$325,026+4.3%$1,277$101,162$101,337
Steele County———$102,708$100,583
Stutsman County$229,196+7.6%$1,212$102,606$95,140
Towner County$119,177+8.0%—$90,521$100,248
Traill County$226,386+7.3%—$112,823$95,805
Walsh County$168,218+4.4%—$87,642$96,942
Ward County$284,927+3.6%$1,189$103,964$98,270
Wells County$129,109−2.7%—$84,911$99,123
Williams County$356,629+5.8%$1,259$104,598$104,790

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

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More about North Dakota

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in North Dakota · What a salary is worth in North Dakota · How much rent you can afford · What a car costs in North Dakota

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across North Dakota's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
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Home Affordability Calculator
The most house your income and debts support, and what it costs monthly.
Paycheck Calculator
Take-home pay after federal, state and FICA withholding.