ILLINOIS · 19TH OF 51

Cost of living in Illinois

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in Illinois run exactly the national average, 19th most expensive of the 50 states and DC. Rents run 6.1% below the national average. The median worker earns $51,960 a year. A typical home in the median Illinois county is worth $160,090.
Prices

How far a dollar goes in Illinois.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. Illinois scores 100.0 overall, so a $75,000 salary at average US prices buys what $74,969 buys here. Compare any salary with another state.

Price levelIllinois (US = 100)Rank, most expensive first
Everything100.019th of 51
Rents93.921st of 51
Goods103.8—
Other services100.2—

Home electricity averaged 15.87 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $4.28 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 6,098,130 jobs the Bureau of Labor Statistics counts in Illinois, the median pay is $51,960 a year, or $24.98 an hour; that ranks 20th of the 50 states and DC. One worker in ten earns less than $32,900 and one in ten more than $127,770.

Illinois taxes wages at a flat 4.95%. The brackets in Illinois. A single filer on the median $51,960, with no retirement or health deductions, takes home about $41,358 a year, or $1,591 every two weeks, after $4,055 of federal income tax, $3,975 of Social Security and Medicare and $2,572 of state income tax. Work out your own paycheck in Illinois.

$51,960
median pay, all jobs
$24.98
median hourly pay
$41,358
take-home on the median, single filer
4.95%
flat state income tax
Jobs

The most common jobs in Illinois.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Laborers and Freight, Stock, and Material Movers, Hand195,390$40,550
General and Operations Managers171,300$103,570
Cashiers139,630$34,490
Registered Nurses138,910$95,990
Home Health and Personal Care Aides134,100$38,060

Of the 20 largest occupations, the best paid are general and operations managers ($103,570), registered nurses ($95,990), elementary school teachers, except special education ($75,320). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 102 Illinois counties with their own Zillow home value, the median typical home is worth $160,090, and across the 34 with their own rent figure the median typical rent is $1,203 a month. A typical home costs 1.87 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $1,340 a month with tax, insurance and mortgage insurance, which takes $57,426 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 91.2% of Illinois's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed +5.3% over the past year and +20.9% over five years, and rents +4.7% over the past year.

The most expensive Illinois counties are DuPage County ($446,623), Lake County ($401,229) and Kendall County ($399,731); the least expensive are Alexander County ($61,221), Pulaski County ($88,805) and Saline County ($92,395).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median Illinois county, that comes to $46,460 a year for one adult and $102,179 for two adults and two children, of which $12,061 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $85,417.

Two adults, two childrenPer year, median countyPer month
Housing$10,554$880
Food$11,683$974
Transportation$19,716$1,643
Healthcare$22,903$1,909
Childcare$12,061$1,005
Other necessities$6,912$576
Taxes$15,648$1,304

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 236 colleges in Illinois, 64 of them public. The median public college reports a cost of attendance of $14,541 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $39,657. Compare degrees and schools.

Every county

All 102 counties.

Show the table
Adams County$189,629+6.4%$1,288$86,166$95,142
Alexander County$61,221−19.2%—$60,875$103,941
Bond County$166,285+11.2%—$86,638$99,294
Boone County$289,666+6.5%—$99,747$118,205
Brown County$164,743+2.1%—$85,645$98,508
Bureau County$154,318+6.5%—$82,471$98,499
Calhoun County$205,735+4.6%—$107,903$89,823
Carroll County$163,681+11.3%—$77,768$99,571
Cass County$104,396−5.0%—$76,426$101,542
Champaign County$242,111+5.9%$1,343$97,100$111,543
Christian County$136,686+5.0%—$80,181$98,631
Clark County$151,412+9.3%—$84,951$98,161
Clay County$112,001+6.3%—$74,401$102,756
Clinton County$226,277+7.4%$1,087$102,033$100,846
Coles County$147,276+5.1%$763$73,684$98,524
Cook County$344,339+5.3%$2,322$102,297$109,645
Crawford County$135,537−8.1%—$86,023$104,643
Cumberland County$177,792+8.6%—$93,996$99,559
De Witt County$162,002+11.1%—$89,912$102,002
DeKalb County$303,352+5.4%$1,421$93,970$116,484
Douglas County$160,945+6.3%—$87,355$100,139
DuPage County$446,623+4.2%$2,137$136,376$134,094
Edgar County$113,878−1.5%—$74,364$98,892
Edwards County$133,773+7.1%—$73,895$107,387
Effingham County$224,314+3.0%—$93,649$104,415
Fayette County$155,601−0.5%—$72,652$106,485
Ford County$161,629+4.7%—$85,122$102,878
Franklin County$112,395+2.1%—$67,459$106,032
Fulton County$110,893+1.9%—$74,828$101,940
Gallatin County$93,289−6.0%—$72,386$109,099
Greene County$115,810−0.2%—$74,519$94,531
Grundy County$326,662+3.9%$1,385$109,922$104,461
Hamilton County$121,439−3.4%—$75,333$108,307
Hancock County$117,877+5.1%—$85,081$95,085
Hardin County$106,276+1.6%—$68,008$108,904
Henderson County$127,534+3.7%—$76,563$97,472
Henry County$176,192+8.7%—$89,207$99,138
Iroquois County$155,7430.0%—$81,973$98,864
Jackson County$134,847+8.5%$714$77,348$112,782
Jasper County$175,156+12.3%—$92,214$104,160
Jefferson County$148,135+8.1%$918$74,499$107,188
Jersey County$207,945+3.7%—$97,557$97,063
Jo Daviess County$252,820+4.6%—$93,609$100,824
Johnson County$189,628−2.7%—$77,213$111,002
Kane County$387,210+4.5%$2,102$116,477$123,476
Kankakee County$228,870+6.3%$1,410$86,403$91,215
Kendall County$399,731+2.8%$2,353$119,150$120,698
Knox County$120,012+15.0%$853$79,128$95,702
La Salle County$197,897+6.1%$1,208$88,077$104,961
Lake County$401,229+5.9%$2,242$132,828$122,206
Lawrence County$101,391−12.2%—$74,741$103,850
Lee County$188,791+7.2%$1,112$85,122$104,015
Livingston County$173,658+11.2%—$89,586$103,248
Logan County$144,450+7.2%—$82,344$97,811
Macon County$127,195+6.3%$1,003$84,901$100,086
Macoupin County$145,423+1.5%—$84,339$98,170
Madison County$200,352+5.7%$1,185$96,412$102,142
Marion County$126,429+6.7%—$77,817$101,207
Marshall County$147,632+5.8%—$88,156$103,629
Mason County$104,269+13.2%—$80,426$95,772
Massac County$121,265+6.0%—$76,848$105,983
McDonough County$100,528+1.6%$788$74,951$96,000
McHenry County$372,372+4.4%$1,994$121,624$126,699
McLean County$262,590+1.7%$1,317$112,015$120,950
Menard County$212,146+7.4%—$96,413$105,539
Mercer County$175,928+7.9%—$92,255$102,287
Monroe County$329,004+3.8%—$128,922$98,935
Montgomery County$136,270+5.7%—$86,565$94,034
Morgan County$138,568+4.3%—$89,250$95,178
Moultrie County$188,285+8.1%—$91,635$95,626
Ogle County$231,798+8.5%$1,150$94,155$101,675
Peoria County$166,664+6.5%$1,217$88,576$102,422
Perry County$117,768+0.2%—$75,049$108,622
Piatt County$230,748+2.2%—$98,731$109,280
Pike County$123,682+6.2%—$80,158$92,439
Pope County$166,060+9.9%—$88,393$109,273
Pulaski County$88,805−10.6%—$60,905$111,083
Putnam County$194,216+2.9%—$93,265$100,188
Randolph County$157,464+8.3%—$89,319$93,776
Richland County$142,727+10.9%—$78,589$103,045
Rock Island County$161,018+5.2%$934$87,207$97,262
Saline County$92,395−4.7%—$72,510$107,831
Sangamon County$201,554+8.4%$1,198$101,807$102,998
Schuyler County$159,059+5.1%—$85,464$93,752
Scott County$95,714−3.9%—$92,169$96,313
Shelby County$169,443+5.4%—$84,015$96,626
St. Clair County$181,995+1.9%$1,358$92,727$94,679
Stark County$140,410+7.0%—$81,042$99,340
Stephenson County$161,884+9.7%$954$79,462$99,062
Tazewell County$192,627+7.8%$1,023$97,571$102,216
Union County$155,386+1.9%—$83,539$108,690
Vermilion County$105,054+2.1%$869$75,464$100,091
Wabash County$130,747+4.6%—$83,731$105,107
Warren County$122,099−0.9%—$82,684$92,438
Washington County$172,645+10.2%—$94,529$97,637
Wayne County$136,458+6.2%—$76,472$108,270
White County$117,359+7.7%—$69,832$108,963
Whiteside County$150,218+4.6%$817$85,370$98,990
Will County$379,299+2.5%$2,376$124,227$118,610
Williamson County$159,235−0.4%$1,060$85,336$109,700
Winnebago County$213,138+9.2%$1,255$81,456$102,385
Woodford County$241,013+8.9%—$109,137$116,639

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in Illinois.

Chicago, IL (typical rent $2,253), St. Louis, MO (typical rent $1,445).

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More about Illinois

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in Illinois · What a salary is worth in Illinois · How much rent you can afford · What a car costs in Illinois

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across Illinois's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
What your salary is really worth in another state or county.
Home Affordability Calculator
The most house your income and debts support, and what it costs monthly.
Paycheck Calculator
Take-home pay after federal, state and FICA withholding.