MICHIGAN · 28TH OF 51

Cost of living in Michigan

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in Michigan run 3.8% below the national average, 28th most expensive of the 50 states and DC. Rents run 17.7% below the national average. The median worker earns $49,270 a year. A typical home in the median Michigan county is worth $229,949.
Prices

How far a dollar goes in Michigan.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. Michigan scores 96.2 overall, so a $75,000 salary at average US prices buys what $72,163 buys here. Compare any salary with another state.

Price levelMichigan (US = 100)Rank, most expensive first
Everything96.228th of 51
Rents82.329th of 51
Goods96.0—
Other services100.9—

Home electricity averaged 19.30 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $4.17 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 4,403,730 jobs the Bureau of Labor Statistics counts in Michigan, the median pay is $49,270 a year, or $23.69 an hour; that ranks 28th of the 50 states and DC. One worker in ten earns less than $30,290 and one in ten more than $110,650.

Michigan taxes wages at a flat 4.25%. The brackets in Michigan. A single filer on the median $49,270, with no retirement or health deductions, takes home about $39,674 a year, or $1,526 every two weeks, after $3,732 of federal income tax, $3,769 of Social Security and Medicare and $2,094 of state income tax. Work out your own paycheck in Michigan.

$49,270
median pay, all jobs
$23.69
median hourly pay
$39,674
take-home on the median, single filer
4.25%
flat state income tax
Jobs

The most common jobs in Michigan.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Miscellaneous Assemblers and Fabricators112,310$44,690
Retail Salespersons111,010$34,640
Registered Nurses104,950$94,300
Fast Food and Counter Workers103,130$28,930
Home Health and Personal Care Aides95,020$35,000

Of the 20 largest occupations, the best paid are software developers ($125,570), general and operations managers ($99,530), registered nurses ($94,300). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 83 Michigan counties with their own Zillow home value, the median typical home is worth $229,949, and across the 40 with their own rent figure the median typical rent is $1,341 a month. A typical home costs 2.92 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $1,863 a month with tax, insurance and mortgage insurance, which takes $79,836 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 43.4% of Michigan's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed +5.6% over the past year and +24.7% over five years, and rents +4.7% over the past year.

The most expensive Michigan counties are Leelanau County ($656,811), Emmet County ($449,641) and Washtenaw County ($423,247); the least expensive are Gogebic County ($132,665), Luce County ($133,806) and Ontonagon County ($137,917).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median Michigan county, that comes to $44,032 a year for one adult and $98,331 for two adults and two children, of which $16,936 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $77,229.

Two adults, two childrenPer year, median countyPer month
Housing$11,544$962
Food$11,683$974
Transportation$19,933$1,661
Healthcare$16,313$1,359
Childcare$16,936$1,411
Other necessities$7,279$607
Taxes$13,547$1,129

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 172 colleges in Michigan, 47 of them public. The median public college reports a cost of attendance of $15,788 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $36,496. Compare degrees and schools.

Every county

All 83 counties.

Show the table
Alcona County$200,210+7.1%—$70,991$98,687
Alger County$221,652+9.9%—$71,346$108,564
Allegan County$353,476+5.3%$1,424$94,103$103,256
Alpena County$199,568+6.7%—$68,385$94,675
Antrim County$356,162+3.8%$1,950$86,451$100,478
Arenac County$168,221+7.2%—$70,028$97,069
Baraga County$183,709+13.3%—$71,288$105,702
Barry County$304,222+4.9%$1,772$95,874$99,316
Bay County$188,669+6.8%$1,121$79,540$97,921
Benzie County$413,917+5.9%—$88,580$109,559
Berrien County$285,496+7.1%$1,333$82,029$95,996
Branch County$211,683+6.5%$1,179$76,208$95,198
Calhoun County$194,048+3.9%$1,124$77,938$93,263
Cass County$276,008+4.6%—$85,324$93,099
Charlevoix County$417,886+2.6%$2,200$92,266$99,030
Cheboygan County$253,970+3.3%—$73,032$99,204
Chippewa County$203,966+8.1%—$79,525$98,331
Clare County$163,476+9.7%—$60,459$99,866
Clinton County$320,984+3.9%$1,704$107,362$96,984
Crawford County$181,996+3.5%—$72,382$96,607
Delta County$208,169+9.0%—$74,319$101,275
Dickinson County$184,845+3.9%—$76,883$102,093
Eaton County$264,236+3.1%$1,330$97,148$95,277
Emmet County$449,641+9.2%$1,623$90,337$98,918
Genesee County$199,854+5.3%$1,060$77,948$90,879
Gladwin County$193,338+12.8%—$72,443$100,822
Gogebic County$132,665+5.7%—$67,963$105,866
Grand Traverse County$423,242+2.1%$1,905$98,192$105,715
Gratiot County$186,078+8.2%—$72,416$92,375
Hillsdale County$216,492+6.9%$1,375$74,697$92,239
Houghton County$197,278+7.3%$1,526$81,611$104,675
Huron County$201,985+4.9%—$75,121$93,866
Ingham County$229,949+2.9%$1,273$90,839$92,310
Ionia County$269,153+6.9%$1,321$85,030$92,924
Iosco County$173,597+5.0%—$62,641$96,970
Iron County$155,291+12.1%—$71,110$104,456
Isabella County$234,262+7.5%$1,063$75,757$93,040
Jackson County$228,996+3.2%$1,102$83,211$92,296
Kalamazoo County$281,466+4.2%$1,264$94,038$97,057
Kalkaska County$234,028−1.5%—$76,698$100,334
Kent County$359,960+4.2%$1,622$99,116$102,445
Keweenaw County$228,871+13.0%—$83,375$108,758
Lake County$168,769+9.5%—$59,133$98,865
Lapeer County$302,461+4.6%$1,349$87,850$97,535
Leelanau County$656,811+1.4%—$108,500$122,103
Lenawee County$247,943+5.6%$1,065$79,965$97,098
Livingston County$407,859+2.7%$2,038$119,608$112,538
Luce County$133,806+4.5%—$71,357$103,419
Mackinac County$245,445+7.2%—$73,424$98,793
Macomb County$274,296+2.0%$1,410$95,185$103,990
Manistee County$267,333+10.5%—$77,229$99,156
Marquette County$264,691+9.2%$1,139$84,981$111,979
Mason County$276,738+7.7%—$80,150$96,427
Mecosta County$236,997+7.5%$1,141$71,781$94,439
Menominee County$188,303+5.5%—$76,813$103,149
Midland County$252,902+8.0%$1,397$98,138$103,126
Missaukee County$233,021+8.4%—$73,280$96,474
Monroe County$275,028+6.4%$1,227$94,188$98,123
Montcalm County$243,783+7.1%$1,517$73,734$91,371
Montmorency County$185,078+3.0%—$63,625$99,086
Muskegon County$259,414+4.7%$1,324$77,036$96,448
Newaygo County$260,649+8.4%$1,244$73,515$96,334
Oakland County$373,377+2.6%$1,736$125,653$109,135
Oceana County$259,672+7.5%—$73,623$98,599
Ogemaw County$185,285+6.4%—$66,533$93,380
Ontonagon County$137,917+10.7%—$67,361$106,618
Osceola County$205,949+7.1%—$69,272$97,308
Oscoda County$150,052+3.4%—$61,003$93,142
Otsego County$263,714+3.8%—$83,786$96,777
Ottawa County$400,203+4.6%$1,704$105,595$105,502
Presque Isle County$227,299+11.7%—$72,336$97,826
Roscommon County$194,512+1.8%—$68,542$92,979
Saginaw County$177,213+6.4%$1,134$74,989$93,753
Sanilac County$211,906+2.3%—$73,268$95,428
Schoolcraft County$202,504+10.0%—$72,702$103,909
Shiawassee County$217,763+4.6%$1,021$81,933$94,139
St. Clair County$264,197+4.3%$1,016$85,166$99,769
St. Joseph County$224,570+4.8%—$77,814$92,687
Tuscola County$193,402+6.3%—$74,989$95,489
Van Buren County$280,650+3.3%$1,566$82,727$99,341
Washtenaw County$423,247+2.5%$2,015$122,207$122,946
Wayne County$179,490+1.4%$1,433$77,887$98,645
Wexford County$235,132+4.0%—$77,740$96,511

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in Michigan.

Detroit, MI (typical rent $1,531), Grand Rapids, MI (typical rent $1,628).

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More about Michigan

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in Michigan · What a salary is worth in Michigan · How much rent you can afford · What a car costs in Michigan

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across Michigan's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
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Home Affordability Calculator
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Take-home pay after federal, state and FICA withholding.