IOWA · 49TH OF 51

Cost of living in Iowa

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in Iowa run 12.2% below the national average, 49th most expensive of the 50 states and DC. Rents run 34.7% below the national average. The median worker earns $48,540 a year. A typical home in the median Iowa county is worth $195,956.
Prices

How far a dollar goes in Iowa.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. Iowa scores 87.8 overall, so a $75,000 salary at average US prices buys what $65,822 buys here. Compare any salary with another state.

Price levelIowa (US = 100)Rank, most expensive first
Everything87.849th of 51
Rents65.344th of 51
Goods93.7—
Other services92.9—

Home electricity averaged 13.40 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $3.93 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 1,559,240 jobs the Bureau of Labor Statistics counts in Iowa, the median pay is $48,540 a year, or $23.34 an hour; that ranks 32nd of the 50 states and DC. One worker in ten earns less than $28,930 and one in ten more than $99,630.

Iowa taxes wages at a flat 3.8%. The brackets in Iowa. A single filer on the median $48,540, with no retirement or health deductions, takes home about $39,337 a year, or $1,513 every two weeks, after $3,645 of federal income tax, $3,713 of Social Security and Medicare and $1,845 of state income tax. Work out your own paycheck in Iowa.

$48,540
median pay, all jobs
$23.34
median hourly pay
$39,337
take-home on the median, single filer
3.8%
flat state income tax
Jobs

The most common jobs in Iowa.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Cashiers41,450$28,970
Retail Salespersons41,000$31,360
Fast Food and Counter Workers40,290$28,390
Heavy and Tractor-Trailer Truck Drivers35,040$58,070
Registered Nurses34,420$78,630

Of the 20 largest occupations, the best paid are general and operations managers ($87,690), registered nurses ($78,630), sales representatives, wholesale and manufacturing, except technical and scientific products ($66,760). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 99 Iowa counties with their own Zillow home value, the median typical home is worth $195,956, and across the 24 with their own rent figure the median typical rent is $1,035 a month. A typical home costs 2.31 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $1,608 a month with tax, insurance and mortgage insurance, which takes $68,932 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 91.9% of Iowa's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed +4.7% over the past year and +30.0% over five years, and rents +2.7% over the past year.

The most expensive Iowa counties are Dickinson County ($392,387), Dallas County ($355,844) and Madison County ($340,284); the least expensive are Pocahontas County ($102,999), Appanoose County ($118,310) and Lee County ($125,077).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median Iowa county, that comes to $43,186 a year for one adult and $91,264 for two adults and two children, of which $12,478 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $87,727.

Two adults, two childrenPer year, median countyPer month
Housing$10,524$877
Food$11,616$968
Transportation$20,490$1,708
Healthcare$15,046$1,254
Childcare$12,478$1,040
Other necessities$7,027$586
Taxes$12,703$1,059

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 75 colleges in Iowa, 19 of them public. The median public college reports a cost of attendance of $17,791 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $42,793. Compare degrees and schools.

Every county

All 99 counties.

Show the table
Adair County$202,176+8.5%—$95,758$94,319
Adams County$165,575+1.0%—$86,898$93,757
Allamakee County$266,566+7.7%—$81,464$91,912
Appanoose County$118,310−1.3%—$63,158$87,040
Audubon County$162,003+7.2%—$79,083$92,615
Benton County$287,889+9.5%—$104,875$95,825
Black Hawk County$189,774+1.2%$1,010$86,319$93,127
Boone County$236,366+3.8%$796$100,723$93,121
Bremer County$263,117+2.6%—$99,082$96,788
Buchanan County$228,387+6.4%$856$92,016$90,610
Buena Vista County$190,121+0.5%—$91,125$91,298
Butler County$195,956+4.6%—$84,815$92,424
Calhoun County$158,868+10.2%—$80,781$88,862
Carroll County$215,026+7.5%—$91,492$88,101
Cass County$168,189+5.6%—$86,596$90,168
Cedar County$257,697+4.9%—$96,594$91,540
Cerro Gordo County$204,976+3.2%$914$87,250$89,391
Cherokee County$161,490+2.5%—$90,870$86,206
Chickasaw County$221,712+6.5%—$87,157$91,848
Clarke County$200,165+3.0%$1,066$79,155$91,946
Clay County$197,732+5.3%—$92,188$88,498
Clayton County$280,250+13.2%—$77,578$91,544
Clinton County$182,557+5.8%$878$86,194$88,583
Crawford County$185,072+6.2%—$82,289$87,358
Dallas County$355,844−0.8%$1,547$133,499$104,711
Davis County$235,294+3.0%—$92,261$92,372
Decatur County$165,564+9.4%—$68,609$91,788
Delaware County$247,921+4.1%—$89,671$89,768
Des Moines County$149,830+3.1%$997$78,653$90,917
Dickinson County$392,387+1.9%—$102,237$94,965
Dubuque County$281,609+5.0%$1,088$98,842$94,417
Emmet County$158,509+12.9%—$78,920$88,476
Fayette County$159,631+5.4%$844$74,132$90,466
Floyd County$165,473+7.3%—$90,756$89,122
Franklin County$160,052+5.4%—$75,447$91,913
Fremont County$188,548+9.7%—$88,838$95,134
Greene County$178,353+4.4%—$82,886$89,964
Grundy County$222,284+2.4%—$98,725$92,987
Guthrie County$277,286+6.4%—$96,548$100,262
Hamilton County$175,900+2.8%—$88,568$91,008
Hancock County$189,230+3.4%—$84,452$91,807
Hardin County$146,430+2.1%—$83,767$88,859
Harrison County$228,883+6.1%—$92,535$98,219
Henry County$194,561+5.8%—$79,621$87,359
Howard County$207,024+8.3%—$81,131$95,470
Humboldt County$167,861+5.3%—$80,903$89,751
Ida County$193,295+8.5%—$83,420$86,872
Iowa County$237,824+4.5%—$92,695$91,551
Jackson County$243,088+6.0%—$88,056$88,244
Jasper County$233,447+5.3%$1,032$88,171$92,105
Jefferson County$186,319+4.6%—$78,622$89,920
Johnson County$314,177+3.3%$1,373$115,914$98,776
Jones County$245,090+8.2%—$93,766$91,135
Keokuk County$140,136+9.2%—$76,524$89,682
Kossuth County$173,612+2.3%—$86,222$89,991
Lee County$125,077+1.7%$630$77,943$88,051
Linn County$242,747+3.0%$1,286$97,372$95,088
Louisa County$175,704+3.9%—$88,974$89,081
Lucas County$181,679+2.5%—$81,204$91,264
Lyon County$274,083+12.8%—$88,125$93,801
Madison County$340,284+1.0%—$111,892$99,898
Mahaska County$205,165+8.5%—$83,414$87,729
Marion County$278,015+2.6%$1,048$97,685$91,039
Marshall County$196,090+3.7%$862$87,778$88,641
Mills County$284,695+3.9%—$106,778$97,313
Mitchell County$219,867+4.4%—$88,269$90,929
Monona County$163,390+2.0%—$80,893$88,346
Monroe County$173,084+3.6%—$84,061$88,164
Montgomery County$140,931−2.7%—$79,498$89,633
Muscatine County$208,065+6.4%—$88,225$91,561
O'Brien County$196,169+8.6%—$93,516$90,494
Osceola County$178,689+9.5%—$81,518$91,765
Page County$152,496+4.8%—$76,024$89,683
Palo Alto County$175,483+6.2%—$94,417$88,500
Plymouth County$296,386+4.8%—$94,139$92,575
Pocahontas County$102,999−6.1%—$81,250$91,293
Polk County$283,019+0.5%$1,259$103,316$98,154
Pottawattamie County$244,775+3.0%$1,344$88,420$96,612
Poweshiek County$226,232+8.1%—$91,543$90,184
Ringgold County$185,161+6.7%—$87,628$90,579
Sac County$176,364+10.2%—$87,244$90,280
Scott County$252,770+4.7%$1,037$99,650$94,485
Shelby County$218,755+4.7%—$90,444$92,010
Sioux County$316,784+4.8%—$101,452$90,061
Story County$296,730+2.8%$1,186$116,208$95,875
Tama County$175,183+3.6%—$82,571$90,494
Taylor County$144,038+12.5%—$79,310$91,541
Union County$164,461+4.7%—$80,000$91,916
Van Buren County$188,873+4.8%—$75,139$89,215
Wapello County$132,416+2.0%—$70,621$89,452
Warren County$326,799+2.4%$1,187$112,091$97,242
Washington County$238,311+5.2%—$87,727$91,845
Wayne County$146,440+7.1%—$77,440$89,660
Webster County$141,320+1.8%$797$89,099$86,122
Winnebago County$157,922+6.5%—$83,987$91,189
Winneshiek County$325,566+5.3%$1,000$97,114$96,515
Woodbury County$211,463+3.0%$1,254$87,337$91,591
Worth County$192,631+4.7%—$95,769$92,567
Wright County$136,643+1.8%—$76,402$90,028

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in Iowa.

Omaha, NE (typical rent $1,420), Des Moines, IA (typical rent $1,311).

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More about Iowa

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in Iowa · What a salary is worth in Iowa · How much rent you can afford · What a car costs in Iowa

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across Iowa's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
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Home Affordability Calculator
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Take-home pay after federal, state and FICA withholding.