FLORIDA · 11TH OF 51

Cost of living in Florida

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in Florida run 3.4% above the national average, 11th most expensive of the 50 states and DC. Rents run 22.1% above the national average. The median worker earns $47,880 a year. A typical home in the median Florida county is worth $310,262.
Prices

How far a dollar goes in Florida.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. Florida scores 103.4 overall, so a $75,000 salary at average US prices buys what $77,561 buys here. Compare any salary with another state.

Price levelFlorida (US = 100)Rank, most expensive first
Everything103.411th of 51
Rents122.19th of 51
Goods98.1—
Other services101.3—

Home electricity averaged 14.14 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $3.89 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 9,929,860 jobs the Bureau of Labor Statistics counts in Florida, the median pay is $47,880 a year, or $23.02 an hour; that ranks 37th of the 50 states and DC. One worker in ten earns less than $30,010 and one in ten more than $114,550.

Florida has no state income tax on wages. More on taxes in Florida. A single filer on the median $47,880, with no retirement or health deductions, takes home about $40,652 a year, or $1,564 every two weeks, after $3,566 of federal income tax, $3,663 of Social Security and Medicare. Work out your own paycheck in Florida.

$47,880
median pay, all jobs
$23.02
median hourly pay
$40,652
take-home on the median, single filer
None
state income tax on wages
Jobs

The most common jobs in Florida.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Retail Salespersons333,460$34,010
General and Operations Managers236,290$101,580
Fast Food and Counter Workers235,400$29,080
Registered Nurses229,940$84,190
Customer Service Representatives228,000$40,440

Of the 20 largest occupations, the best paid are general and operations managers ($101,580), registered nurses ($84,190), first-line supervisors of office and administrative support workers ($64,360). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 67 Florida counties with their own Zillow home value, the median typical home is worth $310,262, and across the 47 with their own rent figure the median typical rent is $1,912 a month. A typical home costs 4.03 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,464 a month with tax, insurance and mortgage insurance, which takes $105,599 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 1.5% of Florida's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed −1.2% over the past year and +23.4% over five years, and rents +1.3% over the past year.

The most expensive Florida counties are Monroe County ($960,827), Walton County ($659,313) and Collier County ($553,842); the least expensive are Calhoun County ($173,910), Jackson County ($183,076) and Holmes County ($187,642).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median Florida county, that comes to $49,359 a year for one adult and $102,218 for two adults and two children, of which $16,121 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $78,828.

Two adults, two childrenPer year, median countyPer month
Housing$16,460$1,372
Food$12,484$1,040
Transportation$17,733$1,478
Healthcare$18,944$1,579
Childcare$16,121$1,343
Other necessities$9,223$769
Taxes$11,166$931

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 377 colleges in Florida, 96 of them public. The median public college reports a cost of attendance of $14,388 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $37,894. Compare degrees and schools.

Every county

All 67 counties.

Show the table
Alachua County$306,456−1.2%$1,663$94,435$110,468
Baker County$319,928+3.8%—$84,720$95,057
Bay County$344,902−0.9%$1,735$81,161$105,626
Bradford County$255,894+3.8%—$77,519$90,952
Brevard County$344,703−1.3%$1,914$92,294$106,157
Broward County$425,778−2.8%$2,498$88,689$124,867
Calhoun County$173,910−2.9%—$63,479$92,636
Charlotte County$299,360−6.6%$1,863$79,261$104,073
Citrus County$272,870−1.7%$1,739$69,407$94,291
Clay County$337,847−0.8%$1,863$97,288$112,278
Collier County$553,842−3.6%$2,620$103,778$119,243
Columbia County$271,4400.0%$1,552$67,370$97,185
DeSoto County$252,706−0.7%$1,600$59,568$91,561
Dixie County$223,180+4.0%—$57,754$92,455
Duval County$296,317−1.2%$1,628$83,238$106,623
Escambia County$282,520+1.3%$1,678$78,828$103,264
Flagler County$351,559−1.9%$1,912$85,146$112,770
Franklin County$427,928−4.1%—$68,619$85,018
Gadsden County$201,883−0.6%$1,325$54,524$89,304
Gilchrist County$308,156+3.1%—$74,783$97,129
Glades County$261,578−3.7%—$49,345$97,300
Gulf County$403,107−2.0%—$78,722$99,261
Hamilton County$210,044+5.1%—$52,105$100,105
Hardee County$244,158+2.6%—$60,539$97,268
Hendry County$274,141−3.8%$1,989$57,766$89,134
Hernando County$310,262−2.4%$1,835$74,933$101,817
Highlands County$233,871−1.8%$1,513$65,774$95,146
Hillsborough County$380,147−2.0%$2,016$91,253$115,863
Holmes County$187,642−2.1%—$58,912$85,110
Indian River County$366,117−2.2%$2,156$84,395$106,218
Jackson County$183,076+1.6%$1,218$58,844$90,598
Jefferson County$311,781+4.2%—$73,788$90,795
Lafayette County$270,417+6.6%—$67,448$102,218
Lake County$363,142−2.8%$2,062$85,736$111,644
Lee County$337,352−5.4%$1,864$86,023$112,645
Leon County$296,441+1.2%$1,482$92,213$99,527
Levy County$292,391−1.9%$1,642$62,308$90,689
Liberty County$206,955+4.5%—$61,441$88,633
Madison County$212,231−1.1%—$63,201$85,242
Manatee County$409,772−4.4%$2,076$95,295$111,046
Marion County$272,792−2.5%$1,593$69,787$97,639
Martin County$449,539−1.7%$2,272$101,878$109,657
Miami-Dade County$523,890−0.8%$2,860$76,403$120,968
Monroe County$960,827+0.1%$3,489$104,191$146,670
Nassau County$485,655−0.4%$2,193$101,117$113,640
Okaloosa County$356,683+0.4%$1,976$96,567$110,084
Okeechobee County$293,509+0.6%—$60,527$96,295
Orange County$403,786−1.7%$1,950$89,769$115,860
Osceola County$363,472−3.6%$2,026$76,195$114,749
Palm Beach County$474,781−0.1%$2,648$99,093$127,260
Pasco County$331,637−2.5%$2,025$85,474$110,927
Pinellas County$374,245−2.1%$2,023$93,763$114,168
Polk County$298,059−2.7%$1,847$72,682$97,768
Putnam County$220,059+0.9%$1,363$58,449$86,120
Santa Rosa County$353,670+0.9%$1,981$102,995$119,105
Sarasota County$399,679−4.3%$2,173$97,927$118,255
Seminole County$405,396−1.4%$1,893$101,999$121,919
St. Johns County$492,832−2.2%$2,078$126,912$137,472
St. Lucie County$373,341−1.8%$2,377$79,218$106,478
Sumter County$387,864−1.1%$1,732$88,255$106,578
Suwannee County$272,598+3.1%—$64,035$91,481
Taylor County$198,201+5.3%—$54,873$92,150
Union County$266,672+2.8%—$74,864$91,842
Volusia County$327,100−1.6%$1,746$79,459$106,792
Wakulla County$288,466+0.6%$1,607$85,783$95,943
Walton County$659,313−0.1%$1,955$95,772$107,326
Washington County$226,273−0.1%—$64,620$92,418

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in Florida.

Miami, FL (typical rent $2,677), Tampa, FL (typical rent $2,013), Orlando, FL (typical rent $1,959), Jacksonville, FL (typical rent $1,711), North Port, FL (typical rent $2,127), Cape Coral, FL (typical rent $1,864), Lakeland, FL (typical rent $1,847), Deltona, FL (typical rent $1,783), Palm Bay, FL (typical rent $1,914).

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More about Florida

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in Florida · What a salary is worth in Florida · How much rent you can afford · What a car costs in Florida

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across Florida's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
What your salary is really worth in another state or county.
Home Affordability Calculator
The most house your income and debts support, and what it costs monthly.
Paycheck Calculator
Take-home pay after federal, state and FICA withholding.