INDIANA · 34TH OF 51

Cost of living in Indiana

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in Indiana run 6.7% below the national average, 34th most expensive of the 50 states and DC. Rents run 26.1% below the national average. The median worker earns $47,860 a year. A typical home in the median Indiana county is worth $233,695.
Prices

How far a dollar goes in Indiana.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. Indiana scores 93.3 overall, so a $75,000 salary at average US prices buys what $69,997 buys here. Compare any salary with another state.

Price levelIndiana (US = 100)Rank, most expensive first
Everything93.334th of 51
Rents73.936th of 51
Goods95.5—
Other services99.1—

Home electricity averaged 14.77 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $3.41 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 3,201,220 jobs the Bureau of Labor Statistics counts in Indiana, the median pay is $47,860 a year, or $23.01 an hour; that ranks 38th of the 50 states and DC. One worker in ten earns less than $29,120 and one in ten more than $101,160.

Indiana taxes wages at a flat 2.95%. The brackets in Indiana. A single filer on the median $47,860, with no retirement or health deductions, takes home about $39,224 a year, or $1,509 every two weeks, after $3,563 of federal income tax, $3,661 of Social Security and Medicare and $1,412 of state income tax. Work out your own paycheck in Indiana.

$47,860
median pay, all jobs
$23.01
median hourly pay
$39,224
take-home on the median, single filer
2.95%
flat state income tax
Jobs

The most common jobs in Indiana.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Laborers and Freight, Stock, and Material Movers, Hand103,200$41,340
Fast Food and Counter Workers97,290$28,790
Miscellaneous Assemblers and Fabricators85,610$45,550
Retail Salespersons83,670$31,530
Registered Nurses68,980$83,500

Of the 20 largest occupations, the best paid are general and operations managers ($108,170), registered nurses ($83,500), sales representatives, wholesale and manufacturing, except technical and scientific products ($71,330). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 92 Indiana counties with their own Zillow home value, the median typical home is worth $233,695, and across the 44 with their own rent figure the median typical rent is $1,185 a month. A typical home costs 2.83 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $1,891 a month with tax, insurance and mortgage insurance, which takes $81,038 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 53.3% of Indiana's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed +4.1% over the past year and +32.4% over five years, and rents +4.1% over the past year.

The most expensive Indiana counties are Hamilton County ($470,542), Boone County ($423,125) and Brown County ($365,231); the least expensive are Vermillion County ($136,078), Blackford County ($144,778) and Grant County ($155,576).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median Indiana county, that comes to $42,456 a year for one adult and $93,431 for two adults and two children, of which $14,877 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $83,684.

Two adults, two childrenPer year, median countyPer month
Housing$11,501$958
Food$11,082$924
Transportation$19,643$1,637
Healthcare$15,620$1,302
Childcare$14,877$1,240
Other necessities$6,994$583
Taxes$12,000$1,000

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 147 colleges in Indiana, 48 of them public. The median public college reports a cost of attendance of $19,337 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $43,603. Compare degrees and schools.

Every county

All 92 counties.

Show the table
Adams County$254,781+7.1%—$78,550$90,175
Allen County$258,784+2.9%$1,303$85,796$103,211
Bartholomew County$277,100+2.6%$1,398$96,372$104,058
Benton County$205,512+4.1%—$73,715$94,634
Blackford County$144,778+5.9%—$63,768$88,111
Boone County$423,125+4.1%$1,926$126,593$113,174
Brown County$365,231+3.0%—$88,873$102,127
Carroll County$241,565+5.2%$1,229$80,554$97,408
Cass County$174,896+0.3%—$69,693$87,125
Clark County$268,165+2.0%$1,276$84,880$103,408
Clay County$183,363+1.8%—$86,506$96,738
Clinton County$229,746+5.9%$921$84,253$87,946
Crawford County$171,430+5.0%—$64,936$88,639
Daviess County$241,052+8.0%—$88,354$88,121
Dearborn County$333,417+5.4%$1,460$100,243$99,724
Decatur County$263,333+5.3%—$86,716$92,371
DeKalb County$257,085+6.5%$942$83,849$91,117
Delaware County$172,499+4.5%$982$71,918$92,941
Dubois County$265,348+5.8%$1,367$88,076$89,978
Elkhart County$268,131+5.6%$1,134$81,948$96,962
Fayette County$163,189+3.4%—$68,957$86,842
Floyd County$289,954+3.0%$1,170$100,551$101,911
Fountain County$194,149+6.5%—$75,888$90,209
Franklin County$301,771+5.3%—$90,802$100,815
Fulton County$213,002+7.0%—$72,079$89,347
Gibson County$211,935+5.8%—$85,955$89,988
Grant County$155,576+4.0%$957$69,127$86,942
Greene County$199,909+6.6%—$71,350$87,733
Hamilton County$470,542+2.9%$1,854$142,701$120,776
Hancock County$332,576+2.2%$1,685$112,703$107,005
Harrison County$267,946+4.1%—$94,408$97,454
Hendricks County$347,608+1.5%$1,839$115,610$115,644
Henry County$193,177+2.1%$777$75,353$89,136
Howard County$194,967+4.9%$1,014$82,009$94,722
Huntington County$213,895+5.0%$881$79,799$90,953
Jackson County$230,040+2.4%—$83,584$90,788
Jasper County$302,243+3.5%—$95,030$104,464
Jay County$161,235+0.5%—$68,486$87,581
Jefferson County$240,414+5.7%$1,200$73,942$86,480
Jennings County$227,616+7.5%—$77,144$89,348
Johnson County$317,858+1.5%$1,645$102,458$108,332
Knox County$161,327+3.5%—$79,022$86,818
Kosciusko County$295,139+5.9%$1,287$92,064$94,419
LaGrange County$351,478+8.9%—$91,966$97,820
Lake County$254,401+1.7%$1,465$85,329$100,655
LaPorte County$262,759+4.1%$1,120$83,369$96,928
Lawrence County$210,503+3.5%$1,275$83,272$88,840
Madison County$190,722+3.4%$1,109$77,416$96,722
Marion County$232,522−0.8%$1,422$80,642$100,640
Marshall County$267,657+7.2%$1,155$85,111$90,108
Martin County$206,630+3.6%—$93,625$88,454
Miami County$164,847+8.2%$922$73,849$89,847
Monroe County$317,709+1.5%$1,463$96,950$103,964
Montgomery County$227,956+3.4%$888$84,395$89,220
Morgan County$303,869+1.3%$1,598$95,399$100,787
Newton County$228,131+3.9%—$79,235$100,149
Noble County$258,062+3.8%$1,031$83,319$91,856
Ohio County$285,216+4.0%—$83,555$99,752
Orange County$186,525+4.3%—$83,102$89,040
Owen County$235,867+5.2%—$74,254$99,039
Parke County$225,462+7.8%—$72,262$99,076
Perry County$190,537+2.1%—$83,784$90,569
Pike County$183,969+11.3%—$86,629$88,921
Porter County$334,922+2.4%$1,492$102,006$104,160
Posey County$237,324+1.2%$961$93,425$94,765
Pulaski County$191,811+4.9%—$75,673$91,451
Putnam County$277,039+4.1%—$87,006$98,950
Randolph County$164,676+12.0%$750$73,157$88,184
Ripley County$286,742+5.5%—$89,298$89,749
Rush County$221,126+2.9%—$79,550$89,010
Scott County$203,925+3.3%—$73,661$87,695
Shelby County$246,475−0.1%$1,092$89,126$99,099
Spencer County$232,541+4.4%—$95,217$91,782
St. Joseph County$234,849+6.3%$1,317$84,866$97,491
Starke County$225,637+6.6%—$74,958$90,629
Steuben County$322,144+6.2%$1,120$90,458$93,920
Sullivan County$161,927+0.9%—$70,470$97,209
Switzerland County$259,755+6.7%—$78,583$90,214
Tippecanoe County$301,616+2.1%$1,439$85,505$99,053
Tipton County$250,903+4.1%—$88,611$90,458
Union County$200,873+8.6%—$96,982$97,433
Vanderburgh County$204,267+4.1%$1,075$76,396$96,550
Vermillion County$136,078+1.0%—$78,883$94,024
Vigo County$164,059+0.9%$1,007$73,202$95,193
Wabash County$193,954+5.2%—$82,541$89,152
Warren County$236,992+3.2%—$89,375$97,900
Warrick County$295,221+4.3%$1,659$112,565$101,106
Washington County$220,157+3.4%—$78,025$92,102
Wayne County$175,707+5.8%$893$75,367$88,341
Wells County$253,857+4.7%—$84,741$91,147
White County$231,653+5.8%—$80,337$90,782
Whitley County$285,339+5.2%—$89,589$100,977

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in Indiana.

Chicago, IL (typical rent $2,253), Cincinnati, OH (typical rent $1,552), Indianapolis, IN (typical rent $1,571), Louisville, KY (typical rent $1,357).

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More about Indiana

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in Indiana · What a salary is worth in Indiana · How much rent you can afford · What a car costs in Indiana

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across Indiana's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
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Home Affordability Calculator
The most house your income and debts support, and what it costs monthly.
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Take-home pay after federal, state and FICA withholding.