NORTH CAROLINA · 31ST OF 51

Cost of living in North Carolina

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in North Carolina run 5.7% below the national average, 31st most expensive of the 50 states and DC. Rents run 18.6% below the national average. The median worker earns $47,970 a year. A typical home in the median North Carolina county is worth $274,147.
Prices

How far a dollar goes in North Carolina.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. North Carolina scores 94.3 overall, so a $75,000 salary at average US prices buys what $70,744 buys here. Compare any salary with another state.

Price levelNorth Carolina (US = 100)Rank, most expensive first
Everything94.331st of 51
Rents81.430th of 51
Goods96.6—
Other services98.2—

Home electricity averaged 14.13 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $3.74 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 4,941,820 jobs the Bureau of Labor Statistics counts in North Carolina, the median pay is $47,970 a year, or $23.06 an hour; that ranks 35th of the 50 states and DC. One worker in ten earns less than $28,580 and one in ten more than $119,640.

North Carolina taxes wages at a flat 3.99%. The brackets in North Carolina. A single filer on the median $47,970, with no retirement or health deductions, takes home about $38,810 a year, or $1,493 every two weeks, after $3,576 of federal income tax, $3,670 of Social Security and Medicare and $1,914 of state income tax. Work out your own paycheck in North Carolina.

$47,970
median pay, all jobs
$23.06
median hourly pay
$38,810
take-home on the median, single filer
3.99%
flat state income tax
Jobs

The most common jobs in North Carolina.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Retail Salespersons127,540$31,370
Laborers and Freight, Stock, and Material Movers, Hand116,720$38,230
Registered Nurses111,120$84,350
Cashiers106,440$28,880
Fast Food and Counter Workers92,230$28,570

Of the 20 largest occupations, the best paid are software developers ($134,710), general and operations managers ($101,950), registered nurses ($84,350). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 100 North Carolina counties with their own Zillow home value, the median typical home is worth $274,147, and across the 60 with their own rent figure the median typical rent is $1,617 a month. A typical home costs 3.63 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,194 a month with tax, insurance and mortgage insurance, which takes $94,014 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 17.0% of North Carolina's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed +0.9% over the past year and +26.6% over five years, and rents +2.6% over the past year.

The most expensive North Carolina counties are Dare County ($604,044), Chatham County ($565,381) and Currituck County ($550,970); the least expensive are Bertie County ($67,524), Halifax County ($104,102) and Washington County ($110,297).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median North Carolina county, that comes to $46,829 a year for one adult and $96,019 for two adults and two children, of which $12,383 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $74,569.

Two adults, two childrenPer year, median countyPer month
Housing$12,341$1,028
Food$11,533$961
Transportation$18,520$1,543
Healthcare$19,136$1,595
Childcare$12,383$1,032
Other necessities$7,389$616
Taxes$13,470$1,123

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 168 colleges in North Carolina, 76 of them public. The median public college reports a cost of attendance of $15,938 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $36,048. Compare degrees and schools.

Every county

All 100 counties.

Show the table
Alamance County$297,220+1.6%$1,314$81,569$93,313
Alexander County$270,610+6.7%—$76,397$88,584
Alleghany County$271,153+1.0%—$58,947$89,107
Anson County$140,026−1.7%—$60,137$95,223
Ashe County$359,424+2.1%—$65,092$102,050
Avery County$388,739−1.4%—$77,762$101,442
Beaufort County$236,023+2.3%$1,358$72,407$96,138
Bertie County$67,524+1.5%—$61,644$94,541
Bladen County$142,977−0.8%—$62,270$87,374
Brunswick County$409,532+0.6%$1,771$87,470$104,828
Buncombe County$453,427−4.4%$1,676$89,900$120,136
Burke County$257,627+2.1%$1,360$68,107$88,226
Cabarrus County$387,094−0.5%$1,834$102,832$114,339
Caldwell County$238,805+1.8%$1,233$70,707$86,164
Camden County$400,271+3.1%—$96,588$98,434
Carteret County$473,823+2.9%$1,758$89,470$116,575
Caswell County$212,565+6.1%—$72,664$87,577
Catawba County$296,593+1.2%$1,631$77,840$94,357
Chatham County$565,3810.0%$2,009$109,377$109,770
Cherokee County$269,914+0.4%—$65,928$90,056
Chowan County$234,574+5.1%—$70,734$98,681
Clay County$345,353−1.0%—$79,101$91,940
Cleveland County$214,273−0.5%$1,186$68,049$85,809
Columbus County$187,749+5.9%—$61,797$92,216
Craven County$278,188+2.1%$1,607$81,741$107,979
Cumberland County$231,978+0.3%$1,382$69,881$94,173
Currituck County$550,970+0.4%$2,567$110,343$112,575
Dare County$604,044+0.3%$2,500$102,345$117,824
Davidson County$277,140+3.7%$1,412$77,356$87,383
Davie County$328,747+3.4%$1,627$89,369$101,702
Duplin County$189,078+2.0%—$68,214$91,164
Durham County$396,360−3.4%$1,665$103,036$119,861
Edgecombe County$137,658−2.1%$1,058$61,203$92,498
Forsyth County$286,414+0.8%$1,574$82,991$96,010
Franklin County$364,221−0.1%$1,734$82,705$104,907
Gaston County$300,787+0.5%$1,671$80,784$98,705
Gates County$258,097+11.1%—$76,599$99,078
Graham County$230,984+0.7%—$63,714$92,799
Granville County$317,221+0.4%$1,775$84,347$105,201
Greene County$182,075+0.4%—$57,457$100,042
Guilford County$279,047+0.6%$1,427$84,325$98,079
Halifax County$104,102+3.7%—$57,993$90,958
Harnett County$295,558+0.7%$1,898$82,501$96,476
Haywood County$345,457−3.4%$1,642$81,941$101,488
Henderson County$429,185−1.9%$1,887$82,920$109,501
Hertford County$117,838+3.9%—$64,296$91,662
Hoke County$280,555−0.2%$1,762$73,034$92,203
Hyde County$228,632+3.8%—$54,730$111,776
Iredell County$390,270+1.0%$1,655$93,159$110,671
Jackson County$452,5280.0%$1,447$74,783$96,028
Johnston County$344,484−0.5%$1,801$98,993$104,285
Jones County$128,584−1.2%—$69,736$97,355
Lee County$292,487+0.1%$1,790$68,608$94,553
Lenoir County$152,691+6.8%$1,220$63,247$91,573
Lincoln County$407,561+1.8%$1,592$93,296$100,252
Macon County$366,678+1.8%$1,650$71,306$92,537
Madison County$397,782+0.3%—$82,178$97,091
Martin County$130,342+4.3%—$64,044$93,787
McDowell County$264,176−2.2%$1,409$68,570$91,064
Mecklenburg County$421,920−0.7%$1,757$105,950$118,612
Mitchell County$243,341+0.5%—$72,303$86,894
Montgomery County$198,150+5.8%—$63,984$89,402
Moore County$416,447+0.9%$1,983$100,891$110,019
Nash County$238,493+1.3%$1,426$74,069$94,209
New Hanover County$451,113−0.1%$1,696$99,706$113,888
Northampton County$113,761+8.0%—$63,477$95,927
Onslow County$293,686+3.3%$1,581$72,330$101,016
Orange County$508,867−1.8%$1,607$128,253$124,923
Pamlico County$280,786+7.4%—$85,611$98,988
Pasquotank County$269,787+1.2%$1,524$78,702$98,351
Pender County$439,797−0.2%$2,057$95,366$101,850
Perquimans County$287,532+7.9%—$78,865$93,626
Person County$255,526+6.4%—$78,985$89,978
Pitt County$245,420+1.5%$1,423$77,116$101,928
Polk County$309,022−2.7%—$80,273$100,235
Randolph County$255,615+3.5%$1,112$70,917$91,316
Richmond County$134,300+2.3%—$58,491$87,161
Robeson County$136,897+0.6%$1,192$51,516$83,487
Rockingham County$202,327+0.8%$1,109$70,961$83,604
Rowan County$279,739+0.8%$1,416$77,193$100,521
Rutherford County$220,005+4.9%$1,422$61,796$90,887
Sampson County$151,494+4.1%—$67,103$88,812
Scotland County$147,805+4.9%—$52,060$85,823
Stanly County$307,252+2.4%$1,701$81,804$91,865
Stokes County$265,398+8.0%—$71,817$87,839
Surry County$242,752+5.1%$1,092$73,707$83,759
Swain County$327,862−0.3%—$76,089$99,312
Transylvania County$475,231−1.9%$1,985$81,716$97,038
Tyrrell County$172,357+1.5%—$62,629$93,487
Union County$453,704−0.5%$2,131$113,755$116,002
Vance County$185,626−1.6%$983$57,207$89,464
Wake County$481,361−2.0%$1,672$128,556$121,641
Warren County$224,226+5.2%—$54,275$88,195
Washington County$110,297+1.1%—$63,687$95,007
Watauga County$516,079+0.5%$2,249$87,273$110,584
Wayne County$184,245+0.4%$1,474$73,138$98,333
Wilkes County$227,948+5.2%$1,305$62,018$85,935
Wilson County$218,178+0.3%$1,381$70,358$96,770
Yadkin County$238,931+4.7%—$76,014$82,831
Yancey County$318,996−1.2%—$74,354$96,037

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in North Carolina.

Charlotte, NC (typical rent $1,756), Virginia Beach, VA (typical rent $1,877), Raleigh, NC (typical rent $1,683), Greensboro, NC (typical rent $1,400), Winston-Salem, NC (typical rent $1,557), Durham, NC (typical rent $1,660).

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More about North Carolina

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in North Carolina · What a salary is worth in North Carolina · How much rent you can afford · What a car costs in North Carolina

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across North Carolina's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
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