MINNESOTA · 22ND OF 51

Cost of living in Minnesota

Prices, pay, taxes, homes and family budgets, county by county, from the same official data the site's calculators use.

The short answer: Prices in Minnesota run 1.4% below the national average, 22nd most expensive of the 50 states and DC. Rents run 8.7% below the national average. The median worker earns $56,920 a year. A typical home in the median Minnesota county is worth $278,266.
Prices

How far a dollar goes in Minnesota.

The Bureau of Economic Analysis measures price levels in every state against a national average of 100. Minnesota scores 98.6 overall, so a $75,000 salary at average US prices buys what $73,966 buys here. Compare any salary with another state.

Price levelMinnesota (US = 100)Rank, most expensive first
Everything98.622nd of 51
Rents91.323rd of 51
Goods100.5—
Other services100.2—

Home electricity averaged 15.45 cents a kilowatt-hour in 2024, against 17.06 across all states. A gallon of regular gas cost $4.02 at the end of August 2026, against $4.12.

Pay and taxes

What people earn, and what they keep.

Across all 2,949,820 jobs the Bureau of Labor Statistics counts in Minnesota, the median pay is $56,920 a year, or $27.36 an hour; that ranks 12th of the 50 states and DC. One worker in ten earns less than $33,540 and one in ten more than $125,730.

Minnesota taxes wages in brackets, with a top rate of 9.85%. The brackets in Minnesota. A single filer on the median $56,920, with no retirement or health deductions, takes home about $44,528 a year, or $1,713 every two weeks, after $4,650 of federal income tax, $4,354 of Social Security and Medicare and $3,388 of state income tax. Work out your own paycheck in Minnesota.

$56,920
median pay, all jobs
$27.36
median hourly pay
$44,528
take-home on the median, single filer
9.85%
top state income tax rate
Jobs

The most common jobs in Minnesota.

The five occupations employing the most people, with their median annual pay:

OccupationJobsMedian pay
Home Health and Personal Care Aides128,680$38,370
Retail Salespersons74,840$36,370
General and Operations Managers72,860$99,340
Registered Nurses70,110$101,510
Fast Food and Counter Workers58,970$31,370

Of the 20 largest occupations, the best paid are software developers ($130,050), registered nurses ($101,510), general and operations managers ($99,340). See what common jobs pay in every state.

Housing

What a home costs, and who can afford one.

Across the 87 Minnesota counties with their own Zillow home value, the median typical home is worth $278,266, and across the 37 with their own rent figure the median typical rent is $1,286 a month. A typical home costs 2.99 years of the county's median family income, at the median county.

With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $2,224 a month with tax, insurance and mortgage insurance, which takes $95,336 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in 43.7% of Minnesota's counties, against 44.9% of counties nationally. Try it with your own income.

At the median county, home values changed +4.1% over the past year and +26.4% over five years, and rents +3.5% over the past year.

The most expensive Minnesota counties are Carver County ($496,643), Washington County ($450,135) and Scott County ($448,244); the least expensive are Traverse County ($150,603), Kittson County ($155,956) and Koochiching County ($160,804).

What a household needs

A modest budget, priced county by county.

The Economic Policy Institute prices what a modest but adequate standard of living costs in every county: housing, food, transport, healthcare, childcare, other necessities and taxes. In the median Minnesota county, that comes to $44,541 a year for one adult and $98,920 for two adults and two children, of which $15,716 is childcare. The national averages are $47,367 and $101,771. Median family income in the median county is $93,056.

Two adults, two childrenPer year, median countyPer month
Housing$11,196$933
Food$12,250$1,021
Transportation$20,529$1,711
Healthcare$17,337$1,445
Childcare$15,716$1,310
Other necessities$7,321$610
Taxes$13,769$1,147

Each line is its own median across counties, so the lines do not add up exactly to the total.

College

What college costs here.

The Department of Education's College Scorecard lists 110 colleges in Minnesota, 54 of them public. The median public college reports a cost of attendance of $19,591 a year, covering tuition, housing, books and other expenses. Ten years after enrolling, the median school's former students earn $45,628. Compare degrees and schools.

Every county

All 87 counties.

Show the table
Aitkin County$281,939+4.9%—$76,311$103,522
Anoka County$377,642+2.2%$1,742$114,908$135,927
Becker County$366,411+4.9%—$90,218$97,484
Beltrami County$273,584+3.0%$1,286$85,344$98,920
Benton County$314,211+3.2%$1,184$95,017$107,329
Big Stone County$206,086+10.4%—$82,794$97,636
Blue Earth County$306,726+2.6%$1,199$95,459$112,398
Brown County$254,656+8.9%—$89,439$96,748
Carlton County$308,185+4.0%$1,152$95,721$108,220
Carver County$496,643+2.5%$2,048$149,132$144,680
Cass County$347,262+3.8%—$80,760$100,428
Chippewa County$229,496+8.5%—$92,994$95,411
Chisago County$392,440+2.5%$1,316$115,382$124,976
Clay County$306,815+2.4%$1,214$105,824$103,379
Clearwater County$258,301+12.4%—$82,824$97,232
Cook County$442,617+4.8%—$87,419$109,244
Cottonwood County$166,899−1.0%—$87,667$95,548
Crow Wing County$377,784+3.3%$1,267$91,123$98,705
Dakota County$400,941+1.7%$1,688$130,111$138,866
Dodge County$336,960+5.9%—$109,639$120,192
Douglas County$355,467+3.0%$1,449$97,354$96,732
Faribault County$164,313+5.7%—$79,663$100,621
Fillmore County$289,055+2.0%—$91,230$109,232
Freeborn County$200,332+5.8%$1,032$87,236$98,131
Goodhue County$326,886+2.0%$1,282$104,799$110,423
Grant County$245,343+8.5%—$85,086$97,350
Hennepin County$394,800+1.7%$1,764$131,862$136,413
Houston County$330,506+4.1%—$97,976$116,949
Hubbard County$325,741+2.6%$1,095$84,240$96,773
Isanti County$343,789+2.3%$1,516$97,450$120,105
Itasca County$255,996+0.3%—$83,917$101,905
Jackson County$227,470+3.2%$1,126$88,140$95,596
Kanabec County$277,214+6.0%—$86,385$95,057
Kandiyohi County$291,304+2.3%$950$93,317$96,651
Kittson County$155,956+4.1%—$94,471$98,269
Koochiching County$160,804+5.5%—$85,230$97,674
Lac qui Parle County$218,326+7.1%—$92,463$96,405
Lake County$284,941+4.7%—$93,547$117,063
Lake of the Woods County$231,709+3.6%—$89,208$105,459
Le Sueur County$362,128+2.9%—$108,147$108,181
Lincoln County$208,745+6.9%—$86,875$96,959
Lyon County$227,201+8.0%—$93,906$94,012
Mahnomen County$180,539+6.5%—$64,342$96,613
Marshall County$208,274+8.3%—$92,132$97,718
Martin County$225,383+5.2%—$84,877$99,835
McLeod County$301,752+2.6%$1,392$100,785$95,624
Meeker County$300,716+5.9%$1,055$95,693$95,954
Mille Lacs County$319,422+2.2%$1,075$86,552$109,707
Morrison County$317,603+3.0%—$86,099$95,822
Mower County$207,760+4.1%$1,016$91,150$103,097
Murray County$259,031+10.0%—$93,387$96,477
Nicollet County$320,010+4.5%$1,230$107,917$111,010
Nobles County$246,917+7.8%—$79,909$94,912
Norman County$185,586+8.0%—$93,056$97,047
Olmsted County$356,492+3.9%$1,675$119,991$139,838
Otter Tail County$340,757+6.0%$937$92,690$96,341
Pennington County$197,064−3.0%—$99,464$97,593
Pine County$264,561+4.0%—$83,709$98,881
Pipestone County$204,394+10.4%—$82,486$96,254
Polk County$255,717+6.3%$926$96,684$102,250
Pope County$345,046+3.9%—$96,298$101,858
Ramsey County$343,915+1.8%$1,532$106,698$130,515
Red Lake County$216,697+10.8%—$96,667$97,872
Redwood County$188,248+7.2%—$85,558$97,649
Renville County$200,011+9.1%—$88,220$98,099
Rice County$355,943+2.6%$1,601$103,790$110,942
Rock County$274,487+4.9%—$95,000$96,604
Roseau County$229,477+2.6%—$89,022$97,809
Scott County$448,244+1.5%$1,840$138,181$142,007
Sherburne County$395,563+2.3%$1,508$121,435$117,133
Sibley County$295,137+6.5%—$94,167$97,091
St. Louis County$262,678+7.1%$1,414$94,308$106,659
Stearns County$315,310+2.7%$1,291$95,813$128,055
Steele County$301,700+2.9%$1,161$106,301$104,590
Stevens County$217,739+7.5%—$95,352$99,184
Swift County$203,799+5.5%—$78,565$96,711
Todd County$278,266+4.8%—$76,498$98,092
Traverse County$150,603+9.9%—$92,500$98,018
Wabasha County$317,980+5.4%$2,100$96,933$115,656
Wadena County$233,915+5.4%—$78,803$95,769
Waseca County$262,166+2.5%—$89,052$102,934
Washington County$450,135+2.7%$2,029$135,690$144,876
Watonwan County$178,577+4.9%—$85,403$99,160
Wilkin County$226,047+5.8%—$93,241$93,265
Winona County$285,659+3.5%$1,188$97,837$103,944
Wright County$400,102+1.3%$1,831$123,867$120,247
Yellow Medicine County$179,511+5.9%—$88,091$97,128

A dash means the source publishes no figure for that county. Home values and rents are Zillow's own county figures only; counties Zillow does not cover are left blank rather than filled with a state average.

Metro areas

The largest metro areas in Minnesota.

Minneapolis, MN (typical rent $1,725).

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More about Minnesota

Cost of living · Income tax · Child care costs

Run the numbersTake-home pay in Minnesota · What a salary is worth in Minnesota · How much rent you can afford · What a car costs in Minnesota

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Where this comes from
Prices
Bureau of Economic Analysis, Regional Price Parities by State, 2024. Electricity: EIA average residential price, 2024. Gas: AAA state averages, August 30, 2026.
Pay
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, all occupations. Take-home uses the paycheck calculator's 2026 federal tables and the state's own tax tables.
Homes and rents
Zillow Home Value Index and Observed Rent Index by county, July 2026. Mortgage rate: Freddie Mac, 7.03% on September 24, 2026; 1.1% property tax and $1,700 a year of insurance assumed.
Budgets and family income
Economic Policy Institute, Family Budget Calculator, 2026 edition, by county.
Jobs and colleges
BLS OEWS May 2025 by occupation. U.S. Department of Education College Scorecard, latest cohort. Home value and rent changes compare Zillow's latest month with the same month one and five years earlier.

County figures are medians across Minnesota's counties, each counting once, so they describe the spread of places rather than of people. Property tax and insurance vary widely; the calculators let you use your own.

Keep reading
Cost of Living Calculator
What your salary is really worth in another state or county.
Home Affordability Calculator
The most house your income and debts support, and what it costs monthly.
Paycheck Calculator
Take-home pay after federal, state and FICA withholding.