Rent, home values, family budgets, pay and taxes for the San Francisco metro area, county by county.
Across the 5 counties in the metro with their own Zillow home value, the median typical home is worth $1,416,641. Values changed +2.5% over the past year and +2.0% over five years at the median county. A typical home costs 7.84 years of median family income at the median county.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $10,745 a month with tax, insurance and mortgage insurance, which takes $460,512 a year of income under the usual 28% guideline. The median family can afford its own county's typical home in none of the 5 counties, against 44.9% of counties nationally. Try it with your own income.
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. In the median county of the metro, that comes to $75,827 a year for one adult and $220,468 for two adults and two children, of which $53,062 is childcare, against national averages of $47,367 and $101,771. Median family income is $165,603 in the median county.
Prices across California as a whole run 10.7% above the national average and rents 54.3% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $58,240 a year. California's top income tax rate on wages is 13.3%. These are statewide figures, not measured for the metro itself. The metro lies within California. Compare a salary with another state or work out take-home pay.
| Alameda County | $1,062,132 | −2.3% | $2,937 | $155,116 | $203,506 |
| Contra Costa County | $781,899 | −1.8% | $2,915 | $146,002 | $202,596 |
| Marin County | $1,495,814 | +3.8% | $3,831 | $190,681 | $234,720 |
| San Francisco County | $1,416,641 | +11.6% | $4,539 | $165,603 | $220,468 |
| San Mateo County | $1,596,366 | +2.5% | $3,867 | $184,583 | $245,257 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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