Rent, home values, family budgets, pay and taxes for the Honolulu metro area.
Zillow's typical home value here is $854,605. Values changed +1.6% over the past year and +12.2% over five years. A typical home costs 6.99 years of median family income.
With 10% down at 7.03%, the average 30-year rate on September 24, 2026, that home costs about $6,538 a month with tax, insurance and mortgage insurance, which takes $280,218 a year of income under the usual 28% guideline. The median family's income falls short of that. Try it with your own income.
The Economic Policy Institute prices what a modest but adequate standard of living costs in every county. Here, that comes to $74,025 a year for one adult and $149,860 for two adults and two children, of which $19,303 is childcare, against national averages of $47,367 and $101,771. Median family income is $122,272.
Prices across Hawaii as a whole run 10.0% above the national average and rents 25.3% above the national average, by the Bureau of Economic Analysis's state measure. Median pay across all jobs in the state is $56,320 a year. Hawaii's top income tax rate on wages is 11%. These are statewide figures, not measured for the metro itself. The metro lies within Hawaii. Compare a salary with another state or work out take-home pay.
| Honolulu County | $854,605 | +1.6% | $3,004 | $122,272 | $149,860 |
A dash means the source publishes no figure for that county. Metro membership follows Zillow's own county-to-metro assignment.
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Cost of living · Income tax · Child care costs
Metro areasHonolulu, HI
Run the numbersTake-home pay in Hawaii · What a salary is worth in Hawaii · How much rent you can afford · What a car costs in Hawaii
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